Carol Ey

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Research report

28 Mar 2018

This research paper contains a brief summary of the development of the Higher Education Loan Program (HELP) and related schemes, including VET FEE-HELP, and includes some relevant statistics, as well as a detailed chronology of changes to the scheme.


2 May 2017

Australia’s Higher Education Loan Program (HELP) provides loans to students studying approved higher education courses. The scheme allows students to defer the costs of tuition until their taxable income reaches a certain level at which repayments commence. HELP is regulated by provisions in the Higher...

Research report

12 Oct 2016

Executive summary

Housing affordability is a significant issue for low income households in receipt of social security payments. The social security system recognises the additional financial challenges that non-homeowners face in two ways: – providing Commonwealth Rent Assistance (CRA) to assist with the...


30 Sep 2016


Statistics are widely used in the development and evaluation of social policy. Closing the Gap indicators, studies on the effectiveness of drugs being considered for inclusion in the Pharmaceutical Benefits Scheme (PBS), analyses of National Assessment Program—Literacy and Numeracy (NAPLAN) results and...

Blog post

26 Aug 2016

This blog post argues that previous reforms of the income support system, coupled with a stable unemployment rate, have been successful in reducing dependence on welfare for the working age population.

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