This paper provides information on the interactions of Aboriginal and Torres Strait Islander people with financial institutions, including banks, insurers and superannuation funds.
Analysis shows that workers in the gig economy tend to have lower wages than employees. They also often miss out on a number of other benefits. Further, their classification as independent contractors has implications on their tax status and superannuation. This research note examines how...
The Commission is undertaking this inquiry under the twin (stage 2 and stage 3) terms of reference. This draft report brings together both streams of work to provide an overall assessment of the superannuation system and recommend policy changes.
The federal government has released for public consultation two draft proposals that would provide victims of crime with access to a perpetrator’s superannuation in certain circumstances.
This report examines how the rules embedded in the tax and transfer system, especially in relation to the age pension, may impact on household choices.
This report focused on the attitudes of New Zealanders and Australians to the challenges posed by an ageing population and the degree of support for a range of changes to retirement incomes policies.
This report describes an $80 billion GDP (value-added) industry employing some 625,000 Australians and on the cusp of change. Some parts of the transport industry are more immune to change than others – so the report provides insights into the technology and overlay of social...
This report looks at the challenges of providing a secure retirement for all Australians and the changes needed to ensure the superannuation system remains fit for purpose over the coming decades.
This background paper provides information about the range of Australian banking industry participants, the relative market share of those participants, the size of the Australian banking industry, the range of products offered and the profitability of the sector.
This paper proposes two reforms which together could help close the gender gap in retirement incomes and provide a boost to the retirement incomes of Australia’s most vulnerable women.
This issues paper has been released for public consultation, examining the key issues related to the early release of superannuation benefits under compassionate grounds and severe financial hardship grounds. The paper also examines whether, and the circumstances in which, an offender’s superannuation assets should be...
This document presents the Draft Terms of Reference for the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry.
This report highlights the need for reform to the superannuation system to ensure that governance structures are such that fund members’ interests are protected.
Australia’s 2.2 million small to medium enterprises (SMEs) employ two thirds of Australian workers and create a substantial proportion of new jobs. Ensuring that businesses have access to capital is important for the growth of their businesses and to create jobs in the economy.
The purpose of the Superannuation Laws Amendment Bill 2017 is to implement a board governance structure for certain superannuation funds that requires at least one third of trustee directors to be independent and that the chair also be independent.
This international survey shows that many people in the United States, the United Kingdom and Australia struggle with preparing for retirement for similar reasons.
This consultation paper outlines the content of the draft Insurance in Superannuation Code of Practice, the full text of which is included as Appendix 1.