Retirement income

Report

10 Jan 2019

This report assesses the efficiency and competitiveness of Australia’s superannuation system and whether better ways to allocate defaults are needed.

Report

The superannuation sky is not falling
4 Dec 2018

New Zealand is not alone in facing an ageing population and the associated future fiscal pressures. This report argues that the policy conversation is much more complex in New Zealand than as portrayed in the media.

Report

3 Dec 2018

This report shows how regulatory carve outs given to the for-profit super sector have resulted in serious omissions and exemptions in superannuation reforms that have impacted badly on the interests of super fund members.

Report

6 Nov 2018

Grattan Institute modelling shows that, even after allowing for inflation, most workers today can expect a retirement income of at least 91% of their pre-retirement income – well above the 70% benchmark endorsed by the OECD, and more than enough to maintain pre-retirement living standards.

Report

1 Nov 2018

The Australian retirement income system has been largely a success story. It ranks among the best in the world. It provides reasonable and improving retirement outcomes and remains sustainable despite population ageing, which in Australia is taking place at a slower pace than average. This...

Report

1 Nov 2018

In part two of this three-part research brief series, we focus on the public element of retirement income provision in Australia, primarily related to the Age Pension. This research brief discusses pension policy trends, the design of pension access, benefit level, and means testing, as...

Report

22 Oct 2018

New analysis of ATO data has found unpaid super is getting worse, not better, with 2.98 million Australians being short-changed $5.9 billion in super entitlements in 2015-16.

Report

17 Sep 2018

Some Australian workers are forced into early retirement as a result of unforeseen illnesses. For these Australians, early retirement decreases their superannuation balances, their long-term wealth and the quality of their retirement over the long-term.

Discussion paper

5 Sep 2018

A stochastic life-cycle model is used in this report to examine the implications for Australian retirees of full access to dividend imputation credits. We find that the availability of imputation credits can justify a significant bias towards Australian equities in retirement portfolios, largely at the...

Report

A national plan for change – increasing housing security for older women
23 Aug 2018

This document outlines the issues facing older women living in housing insecurity or homelessness and identifies needed changes to policies and programs.

Report

16 Aug 2018

In this government response document, the Australian government asserts that it is committed to women’s economic empowerment by ensuring workplace diversity and flexibility, flexible and affordable child care, increasing the incentives for women to work, and getting women into the jobs of the future.

Report

19 Jun 2018

Analysis shows that workers in the gig economy tend to have lower wages than employees. They also often miss out on a number of other benefits. Further, their classification as independent contractors has implications on their tax status and superannuation. This research note examines how...

Draft report

29 May 2018

The Commission is undertaking this inquiry under the twin (stage 2 and stage 3) terms of reference. This draft report brings together both streams of work to provide an overall assessment of the superannuation system and recommend policy changes.

Report

10 May 2018

This report focused on the attitudes of New Zealanders and Australians to the challenges posed by an ageing population and the degree of support for a range of changes to retirement incomes policies.

Commentary

29 Apr 2018

Increasing the Superannuation Guarantee will help the rich, at the expense of the poor.

Report

8 Mar 2018

This report demonstrates the economic disadvantage faced by women throughout their working lives is greatly magnified in their retirement years.

Policy report

14 Feb 2018

This report looks at the challenges of providing a secure retirement for all Australians and the changes needed to ensure the superannuation system remains fit for purpose over the coming decades.

Working paper

9 Feb 2018

This paper proposes two reforms which together could help close the gender gap in retirement incomes and provide a boost to the retirement incomes of Australia’s most vulnerable women.

Report

12 Oct 2017

This international survey shows that many people in the United States, the United Kingdom and Australia struggle with preparing for retirement for similar reasons.

Overview

 

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