Analysis shows that workers in the gig economy tend to have lower wages than employees. They also often miss out on a number of other benefits. Further, their classification as independent contractors has implications on their tax status and superannuation. This research note examines how...
The Commission is undertaking this inquiry under the twin (stage 2 and stage 3) terms of reference. This draft report brings together both streams of work to provide an overall assessment of the superannuation system and recommend policy changes.
This report focused on the attitudes of New Zealanders and Australians to the challenges posed by an ageing population and the degree of support for a range of changes to retirement incomes policies.
This report looks at the challenges of providing a secure retirement for all Australians and the changes needed to ensure the superannuation system remains fit for purpose over the coming decades.
This paper proposes two reforms which together could help close the gender gap in retirement incomes and provide a boost to the retirement incomes of Australia’s most vulnerable women.
This international survey shows that many people in the United States, the United Kingdom and Australia struggle with preparing for retirement for similar reasons.
This consultation paper outlines the content of the draft Insurance in Superannuation Code of Practice, the full text of which is included as Appendix 1.
This report from the Centre for Future Work simulates the impacts of eight specific wage suppression strategies on workers’ superannuation balances – ranging from temporary wage freezes, to wage caps, to more dramatic actions.
This article addresses two key New Zealand Superannuation policy-relevant questions. Is it sensible to raise the age of eligibility? And is the timing – delaying adjustments until 2037- 40 – appropriate?
The Insurance in Superannuation Working Group (ISWG) has released this discussion paper as a further step towards developing an Insurance Code of Practice for superannuation trustees.
This new research shows that women’s average superannuation balances at retirement are less than half of men’s.
This report reviews both the minimum withdrawal amounts for account-based pensions and the regulatory barriers currently restricting ‘the availability of relevant and appropriate income stream products in the Australian market’.
A recent report by the Australian Institute of Superannuation Trustees raised concerns about the erosion of retirement income by ongoing rental or mortgage payments.
The report by the Australian Institute of Superannuation Trustees is timely, given the Australian aged pension system is predicated on...
An efficient superannuation system is critical to help Australia meet the economic and fiscal challenges of an ageing population. The superannuation system has accumulated over $2 trillion in assets. Given the system’s size and growth, the system is of central importance to funding the economy...
Australia’s retirement income system has long implicitly taken it for granted that the vast majority of retired people will have very low housing costs – in turn reflecting a presumption that most of them will own their own homes, and will have fully paid down...
An increase in Australian investors wanting their retirement funds to go into the stocks of ethical companies means change is afoot within the nation's finance industry.
The latest move has come from AMP Capital, which has announced it's banning investment in companies that manufacture...
In December 2016 FMA commissioned Colmar Brunton to carry out research among people who are nearing retirement age, or who have recently retired. This research is designed to help FMA learn more about the financial decisions that people make when they retire.