This research is the final report of the AHURI inquiry into ‘Pathways to Housing Tax Reform in Australia.’ It features real-world modelling and implementation time frames to steer tax settings that progress the efficiency, equity and sustainability of housing tax policy, and also presents meaningful,...
This report examines how the rules embedded in the tax and transfer system, especially in relation to the age pension, may impact on household choices.
This report focused on the attitudes of New Zealanders and Australians to the challenges posed by an ageing population and the degree of support for a range of changes to retirement incomes policies.
This fact sheet examines some of the most notable ageing indices, their stated purposes, methodologies and results.
This report from the Centre for Future Work simulates the impacts of eight specific wage suppression strategies on workers’ superannuation balances – ranging from temporary wage freezes, to wage caps, to more dramatic actions.
Presents the outcomes of a forum of resident advocacy groups, universities, industry, ombudsman schemes, government agencies and regulators on the future of retirement housing regulation in Victoria.
This new research shows that women’s average superannuation balances at retirement are less than half of men’s.
This report reviews both the minimum withdrawal amounts for account-based pensions and the regulatory barriers currently restricting ‘the availability of relevant and appropriate income stream products in the Australian market’.
A recent report by the Australian Institute of Superannuation Trustees raised concerns about the erosion of retirement income by ongoing rental or mortgage payments.
The report by the Australian Institute of Superannuation Trustees is timely, given the Australian aged pension system is predicated on...
An efficient superannuation system is critical to help Australia meet the economic and fiscal challenges of an ageing population. The superannuation system has accumulated over $2 trillion in assets. Given the system’s size and growth, the system is of central importance to funding the economy...
Australia’s retirement income system has long implicitly taken it for granted that the vast majority of retired people will have very low housing costs – in turn reflecting a presumption that most of them will own their own homes, and will have fully paid down...
The Victorian government’s announcement of an early retirement scheme aimed at redeploying some workers (losing their jobs due to the Hazelwood power station closure) to another power generator in the Latrobe Valley has been welcomed in many quarters. It is considered smart politics and policy,...
Morning Report put together a panel of under 45s to talk about the new policy to increase the age of entitlement for the pension from 65 to 67.
On the panel: Maori political commentator Morgan Godfrey (25), political blogger and director at Piko Consulting...
Victoria’s population is ageing and causing significant growth in demand for retirement housing. At the same time, residents have heightened expectations about the services that will be delivered.
This creates a range of challenges for government and industry, and also prompted significant public interest...
New research suggests older Australians may be heading into retirement with a much bigger nest egg than commonly thought.
The report, by investment management firm Challenger, finds average household super wealth for those nearing retirement is close to $500,000. Given we're also living longer...
The proportion of aged persons in Australia is set to increase significantly, posing many challenges. Amongst these is the growing number of households who lack housing security in retirement. The Age Pension in Australia is set at a comparatively low rate compared to other developed...
So much of the national conversation about superannuation simply assumes that 'savings for retirement' is synonymous with 'superannuation savings.' This is a big mistake.
The reality is that superannuation savings account for only a small portion - about 15% - of the wealth of...
The number of self-managed superannuation funds (SMSFs) has grown at more than 5% p.a. over the past five years. The net growth rate consists of 7% new SMSFs and 2% closures. More than 570,000 SMSFs now serve over one million members but little is known...
Self-managed superannuation funds (SMSFs) – small retirement savings funds with four or fewer members – now manage almost one third of retirement savings in Australia, and serve over one million members. The number of SMSFs has increased to more than half a million in two...
In the 2016‑17 Budget, the Government announced a package of reforms designed to improve the sustainability, flexibility and integrity of the superannuation system. It set out a clear objective for superannuation: ‘to provide income in retirement to substitute or supplement the Age Pension’, which guided...