Financial risk management

Report

15 Sep 2017

Twenty years on from the Asian Financial Crisis it is timely to assess how the region is placed to manage and mitigate risks of economic crisis, and to consider Australia’s role in this. This analysis frames the policy options Australia faces through imagining a potential future scenario where a...

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Report

28 Aug 2017

Many Australian charities operate in, or send funds to, conflict zones and other unstable regions. These are challenging
environments, not only for service delivery but also for establishing and implementing governance structures and
financial controls.

Charities have a vital...

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Report

02 Aug 2017

In line with global trends, cash and cheque use is dropping as consumers continue to choose digital payments. Australians are embracing the convenience of ‘contactless’ cards, online shopping continues to grow and mobile payments are gaining traction. 

The steady rise in online shopping...

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Briefing paper

19 Jul 2017

The 2014 Financial System Inquiry (FSI) endorsed the benefits of a strong and well capitalised banking system and recommended that APRA set capital standards such that capital ratios of authorised deposit-taking institutions (ADIs) are ‘unquestionably strong’. The Australian Government...

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Report

12 Jul 2017

AUSTRAC assesses that Australia’s securities and derivatives sector attracts a wide range of criminal threats that often involve sophisticated tactics and methods. Serious and organised crime groups have exploited the sector to launder money and engage in market manipulation. The criminal threat...

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Research report

29 Jun 2017

Financial Markets and Transparency

One of the essential functions of financial markets is to price risk to support informed, efficient capital-allocation decisions. Accurate and timely disclosure of current and past operating and financial results is fundamental to this...

Policy report

09 May 2017

Executive Summary

Imbalances in the housing market, banks’ concentrated exposures to the dairy sector, and their high reliance on wholesale offshore funding are the key macrofinancial vulnerabilities in New Zealand. The banking sector has significant...

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Report

02 May 2017

AUSTRAC assessed the overall risk associated with the use of stored value cards (SVCs) to be medium, and their vulnerability to criminal misuse to be high. The report found that the risk level of individual SVCs varies significantly depending on the features of the specific product. Travel cards...

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Policy report

21 Apr 2017

The physical risks of climate change, along with the challenge of transition to a lower carbon world, present material risks to Australian businesses.

Investors need to be fully informed about the circumstances of a company in order to make optimal decisions about where to invest....

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Research report

20 Feb 2017

Biotechnology firm managers are no strangers to uncertainty. Uncertainty surrounding the potential payoff of an investment is common for most businesses; but biotech firms are also faced with uncertainty regarding the development of an investment. The time a new biotechnology takes to progress...

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Research report

15 Sep 2016

Every year, government agencies invest hundreds of millions of dollars in new products and services. Ministers need to know that there is a system for encouraging and providing adequate incentives for the effective and efficient use of capital resources.

Gateway™ reviews are independent...

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Working paper

31 Dec 2014

There are two distinct regimes for bank provisioning in Australia: a forward-looking model for regulatory purposes and an incurred loss model for financial reporting. This study examines the former using a unique but confidential database. We find evidence that:
(i) regulatory provisions...

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Working paper

30 Sep 2014

The increasingly intertwined banking and insurance sectors have lead to calls for stronger regulatory oversight of the insurance industry as potentially systemically risky. Ultimately systemic risk impacts the real economy, and this paper measures the risk via interconnectedness of the banking,...

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Research report

28 Aug 2014

This toolkit is designed to help arts organisations develop or improve their risk management practice.

Purpose

Creative New Zealand commissioned this Risk Management Toolkit (Toolkit) to help managers and administrators in New Zealand arts organisations to develop...

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Working paper

30 Jun 2014

The use of new payment methods by the previously unbanked or underbanked holds out much hope for improved financial inclusion and consequently improved standards of living. It is important that new payment methods that enhance financial inclusion not be weighed down by overly burdensome...

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Discussion paper

15 Dec 2013

Benefits realisation, benefits management and investment management are terms that are in increasing use. They are often used interchangeably, and describe an approach that seeks to ensure the identified benefits for any type of expenditure or investment decision are both understood and realised...

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Research report

26 Oct 2013

The Climate Change and Risk Management: The Role of the Financial Services Sector Think Tank held on 5 December 2012 brought together members representing the financial sector, government and policy makers, climate scientists and academics to discuss the role the financial sector can...

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Research report

25 May 2005

Income targeted home ownership assistance programs can play an important role in helping to restore social and economic equity in an environment where the gap between the 'haves' and 'have-nots' is steadily growing. This report by Shane Greive, Vasanthi Peter, John Ballard, Roz Walker, Cheryle...

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Research report

01 Jan 2000

Rick Sarre, Meredith Doig and Brenton Fiedler argue that setting legal and administrative rules to control the risk of corporate irresponsibility, either by legislation or by organisational guidelines and policies, may be necessary, but it is not sufficient, to establish and entrench corporate...

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