Insurance

Used for 'Insurance industry' and 'Insurance coverage'

Discussion paper

17 Oct 2018

This paper identifies elements within existing motor accident injury insurance schemes that may act as barriers to accessing compensation for personal injuries or death caused by an automated driving system. The paper discusses how these schemes, or alternative insurance models, could provide cover for injuries...

Report

28 Sep 2018

The Commission’s work, so far, has shown conduct by financial services entities that has brought public condemnation. Some conduct was already known to regulators and the public - some was not. Why did it happen? The answer seems to be greed – the pursuit of...

Report

30 Aug 2018

This report sets out the results of research into consumers’ experiences in buying life insurance directly. The products covered by the research include term life, accidental death, trauma, total and permanent disability (TPD) and income protection insurance.

Briefing paper

28 Aug 2018

The purpose of this paper is to discuss some of the factors that influence how insurers provide general and life insurance to consumers to assist consumers manage risk. It also discusses the size and composition of the general and life insurance industries, and the main...

Briefing paper

28 Aug 2018

At the request of the Royal Commission, this paper discusses recent and prospective reforms affecting the general and life insurance sectors. Many of the reforms enhance ASIC’s oversight and capacity to intervene in the industry.

Briefing paper

28 Aug 2018

An important feature of the modern life insurance market is that all products, except trauma or critical illness insurance, are sold both on an individual basis as well as a group basis. There are three sectors or sales channels for life insurance: through an advice...

Briefing paper

28 Aug 2018

Life insurance is a type of insurance which provides cover for death, disability, a health condition, some illnesses and injuries.

This background paper deals with the specific issues in relation to the four key forms of life insurance cover – term (death) insurance, total...

Working paper

30 Jul 2018

Climate change appears to be increasing the frequency and magnitude of extreme weather events, negatively affecting communities as well as posing long-term sustainability challenges to insurance (risk transfer) mechanisms.

Report

25 Jul 2018

This audit examined whether councils have been prudently managing insurable risks and procuring insurance that represents value for money. It also assessed councils’ risk assessment policies and practices, including risk identification, risk mitigation and evaluation of insurable risks.

Briefing paper

21 Jun 2018

This paper provides information on the interactions of Aboriginal and Torres Strait Islander people with financial institutions, including banks, insurers and superannuation funds.

Briefing paper

12 Jun 2018

The aim of the paper is to give the reader a guide to the law, regulation and practices in general insurance in Australia. It is a large topic. The importance of regulation in the work of the Commission means that the part dealing with regulation...

Briefing paper

12 Jun 2018

The function of insurance in our community is highlighted in Australian natural disasters. Insurance in natural disasters has been in sharp focus since at least 2010. The variety, frequency, severity of natural disasters and catastrophes in Australia create unique challenges for the community, policyowners and...

Report

8 Jun 2018

This report provides preliminary observations about northern Australian insurance markets drawn from our public consultation and information gathered from insurers, and an overview of the current focus of our inquiry.

Report

6 Jun 2018

The New Zealand government has received a report outlining the need for a wide range of reforms to speed up the resolution of outstanding Eathquake Commission (EQC) claims. The report reveals sizeable issues with staffing levels, data quality, record keeping and organisational culture and structure...

Discussion paper

22 May 2018

The issues paper describes the issues that MBIE has heard regarding insurance contract law and conduct in the insurance industry. We are looking for evidence to improve our understanding of these issues and inform our advice to ministers regarding what should be done about them....

Journal article

A case study of Nordic insurers
10 May 2018

Limited literature exists on how insurance companies incorporate a focus on environmental sustainability into their core business strategy and practices. The article is intended to contribute to the implementation of corporate sustainability practices by presenting a framework or blueprint for insurance companies to follow which...

Report

14 Dec 2017

To understand why people on low incomes do or do not take out insurance we need to understand their overall financial circumstances and the multiple risks they face.

Discussion paper

20 Sep 2017

This consultation paper outlines the content of the draft Insurance in Superannuation Code of Practice, the full text of which is included as Appendix 1.

Discussion paper

15 Jun 2016

The Australian Prudential Regulation Authority (APRA) today released a discussion paper on proposed changes to its general insurance statistical publications.

APRA proposes to publish more general insurance statistics, including data recently determined non-confidential. In doing so, APRA intends to improve the relevance of APRA’s...

Overview

 

Items: 25