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20.7% of Australian households don’t have $500 in savings to use in case of an emergency. Because of this, many are forced to use private sector ‘payday’ lending services, that often involve annualised percetage rates of over 150%, exacerbating families financial woes, not helping them.

The Social Emergency Lending (SEL) scheme would allow all Australians earning under $100,000 per annum to access a low-interest loan of up to $500 with quick approval and the reason for the loan, and would be revenue neutral for the Commonwealth Government.

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