%T A road map for tackling out-of-pocket health care costs %A Lesley Russell %A Jennifer Doggett %I Analysis & Policy Observatory %D 2019 %K Medicare, %K Private health insurance, %K Health insurance %U https://apo.org.au/node/219221 %X The rapid growth in out-of-pocket (OOP) costs has undermined the universality of Medicare and the effectiveness of private health insurance. This paper offers a road map for tackling the problems associated with OOP costs through short- and long- term initiatives, backed by evidence and informed by on-going consultation and evaluation. %9 Discussion paper