TY - Report AU - Senate Economics References Committee PY - 2019 T1 - Credit and hardship: report of the Senate inquiry into credit and financial products targeted at Australians at risk of financial hardship PB - Parliament of Australia DO - https://doi.org/APO-221416 UR - https://apo.org.au/node/221416 AB - The intractable maths of low income earners' family budgets pushes them towards the marginal credit products such as payday loans, consumer leases and debt management firms. This report argues that government can and should improve the terms under which these products are offered. ER -