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Financial technology (fintech) for good can help to achieve sustainable development through environmental, social and governance investing, and through financial inclusion initiatives to address the needs of underbanked and unbanked individuals. Although the COVID-19 pandemic has necessitated greater dependence on digital banking technologies, the lack of cohesive governance and regulatory mechanisms around fintech in Canada and abroad is an obstacle toward achieving the UN Sustainable Development Goals.

The authors of this paper argue that better governance and regulatory frameworks are needed to minimise the risks associated with fintech for good while maximising its benefits.

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CIGI Papers No. 257