TY - Report PY - 2012 T1 - Default superannuation funds in modern awards PB - Productivity Commission DO - https://doi.org/APO-31468 UR - https://apo.org.au/node/31468 AB - This productivity commission report looks into the new changes to superannuation funds in award wages. Australia’s three-pillar retirement income policy comprises a means-tested and government-funded age pension, supported by both voluntary saving and compulsory superannuation contributions. Superannuation effectively became compulsory in 1992 with the introduction of the superannuation guarantee. ER -