%T Doing business 2013: smarter regulations for small and medium-size enterprises %I World Bank %D 2012 %K Business, %K Defence, %K Financial system regulation %U https://apo.org.au/node/31767 %X In the first report one of the main findings was that low-income economies had very cumbersome regulatory systems. Ten years later it is apparent that business regulatory practices in these economies have been gradually but noticeably converging toward the more effi cient practices common in higher income economies. How much has the gap narrowed? %9 Report