%T Tough times, hard choices %I New South Wales Council of Social Service %D 2022 %K Cost and standard of living, %K Low socioeconomic status, %K Poverty %U https://apo.org.au/node/318786 %X NCOSS' annual 'Cost of living in NSW' research investigates cost-of-living pressures for people living below the poverty line and low-income households in New South Wales. The report explores experiences across a range of issues such as housing, employment, income and financial hardship. %9 Report %A Institute for Public Policy and Governance