TY - Report AU - Institute for Public Policy and Governance PY - 2022 T1 - Tough times, hard choices PB - New South Wales Council of Social Service DO - https://doi.org/APO-318786 UR - https://apo.org.au/node/318786 AB - NCOSS' annual 'Cost of living in NSW' research investigates cost-of-living pressures for people living below the poverty line and low-income households in New South Wales. The report explores experiences across a range of issues such as housing, employment, income and financial hardship. ER -