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The VET FEE-HELP (VFH) scheme was a component of the Australian Government’s Higher Education Loan Program. Under the program, eligible students could access Government income contingent loans, which removed up-front cost barriers to tertiary education and training. VFH loans were incurred by the student and the course fees paid directly to the education provider. Students are required to repay the loan(s) once their income reaches a threshold.

As the VFH scheme is scheduled to cease shortly after this audit report is tabled, the report focuses on the lessons learned from the administration of the scheme. The aim is to inform debate about the proposed replacement VET Student Loans program and support other Commonwealth entities in designing and implementing policies and programs.

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