Geoff Rashbrooke

Working paper

Wealth disparities in NZ

Introduction Over the period 2002 to 2010, Statistics New Zealand carried out a longitudinal survey known as the Survey of Family, Income and Employment (SoFIE). Some eight waves of data were collected. Every second wave (2003/2004, 2005/2006, 2007/2008, and 2009/2010), respondents were asked questions about...
Journal article

Decumulation 101: the basics of drawing down capital in retirement

Decumulation in the retirement income context is the using up of retirement savings by way of drawing out regular income – for example, a fixed amount each month. It’s the converse of accumulating retirement savings while in paid work by regularly putting money aside. And...
Journal article

Flexi-super - not really such a great idea

This article is an abridged version of an IGPS working paper of the same title published October 2013. The working paper was commenced earlier in the year, but completion became timely after the government put out a discussion document outlining the Flexi-Super concept and invited...
Working paper

Flexi-super: not really such a great idea

This paper examines Flexi-super, a proposal to allow people to begin receiving New Zealand Superannuation (NZS) between the ages of 60 and 70, instead of age 65 as at present. The paper identifies several problems with the proposal.