Luci Ellis

Discussion paper

Housing leverage in Australia

This paper uses household level data from the HILDA survey to relate households' leverage to their observed characteristics. It also models the decisions to own a home and to have debt against it.
Discussion paper

City sizes, housing costs, and wealth

Australia’s household sector appears to hold a greater proportion of its wealth in dwellings than do households in other countries. Average dwelling prices in Australia also appear to be high relative to household income, but dwellings in Australia are not noticeably higher in quality than...