CIFR’s mission has been to promote the vibrancy, resilience and integrity of the Australian financial system through research, education and engagement. Between 2012 and 2016 CIFR funded and facilitated the completion of 73 research projects addressing important issues impacting the Australian financial system across three...

The Centre for International Finance and Regulation (CIFR) welcomes the opportunity to provide input to the Productivity Commission inquiry into alternative default models for the superannuation industry. This submission makes a few points, but they are vital: 1. The entity that has the responsibility for...

CIFR is in a position to draw on its capabilities and network to provide independent and objective research and public policy contributions. In this short submission Dr Rob Nicholls addresses certain aspects of the Interim Report with observations and views supported by output from CIFR-funded...

The Government has invited submissions on its Consultation Paper about how it might best achieve improved outcomes from its public investment in research activities. The Centre for International Finance and Regulation (CIFR) is funded by the Commonwealth Treasury and the NSW Government and it serves...

CIFR has undertaken some text analysis to gain a better understanding of the submissions received by the FSI. A total of 298 FSI submissions have been received, from 233 unique contributors.Professional industry associations (25%) represent the major single source of submissions. The number of submissions...

CIFR is in a position to draw on its capabilities and network to provide independent and objective research and views. In this submission we address aspects of the Interim Report with observations and views supported by output from CIFR-funded research. The content of this submission...

CIFR has invested in three high quality FSI Workshops addressing each stage of the Financial System Inquiry. This submission summarises the key issues discussed at our third FSI Workshop, held at the Westin Hotel in Sydney on 11 March 2015, and provides feedback on many...

We believe that stating the objective for superannuation in isolation is a second-best solution. Income in retirement is supported by the pillars of social security payments (including the age pension), superannuation drawdowns, and assets outside of superannuation (including, most notably, housing). Further, these pillars interact...

The volume of Australia’s Income Tax Assessment Act (1936) has grown exponentially since its enactment, due to ad hoc annual amendments over many decades. However, the substantive nature of the Act has changed little over the years. The breadth and extent of the changes that...

CIFR congratulates the Federal Government on initiating the Productivity Commission inquiry into the availability and use of public and private sector data by individuals and organisations in Australia. CIFR’s submission is authored by Dr Kingsley Jones, a CIFR Research Fellow, and an expert in this...