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This research investigated the growing numbers of middle-aged and older Australians who are carrying mortgage debt into retirement and paying off higher levels of debt relative to house values and income. Between 1987 and 2015, mortgage debt among older mortgagors increased by 600% (from $27,000...
This research is the final report of the AHURI inquiry into ‘Pathways to Housing Tax Reform in Australia.’ It features real-world modelling and implementation time frames to steer tax settings that progress the efficiency, equity and sustainability of housing tax policy, and also presents meaningful,...
The clichés about housing supply and regulatory restraints are distractions from the need to focus on expanding the affordable housing sector to directly meet the needs of low-income households.
This research models several politically acceptable pathways to reform negative gearing and CGT so as to reduce impacts on less sophisticated property investors. Two reform models— a rental deduction cap of $5,000 and a progressive rental deduction based on income—could lead to savings of over...
This tenth report in BCEC’s Focus on Western Australia series examines the important issue of costs of living in WA, and how real household living costs have changed in recent years.
This publication offers thoughtful perspectives on how housing demand, diversity and affordability have changed in recent years and the resulting need for more diverse housing delivery.
Housing affordability issues are likely to persist in some capital cities and could have longer term economic implications for Australia, while the issue of land supply needs greater focus, according to this CEDA report.
The study forecasted future expenditure on housing assistance programs.
This research presents evidence on how housing policies might promote labour force participation and economic growth through four channels - housing supply responsiveness, labour mobility, employment decisions and consumption.
This study investigated the key drivers of Australian housing supply responsiveness.