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This essay argues that real house prices are being pushed up to levels which require buyers to take on large amounts of debt that are repaid later in the life course. As a result Australian home buyers are exposed to higher levels of credit risk...
The study emanated from a concern that popular and political support for home ownership is such that critical questions about the degree to which all home owners realise the projected financial and non-financial benefits of home ownership are rarely asked. In particular, do low-moderate income...