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Algorithmic decision-making is becoming more common every day. Increasingly, important decisions that affect people’s lives are governed by datasets that are too big for an individual to process.
Open Banking has the potential to transform the way in which customers use and benefit from the banking system. This final report makes fifty recommendations, on the regulatory framework, the type of banking data in scope, privacy and security safeguards for banking customers, the data...
Talk of ‘platforms’ – or the ‘sharing economy’ – sometimes seems to be ubiquitous. But how significant is this model, and what kinds of policy and regulatory issues is it raising?