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This paper summaries the specific characteristics of rental ownership in Australia, drawing on a recent national survey of landlords carried out by the Australian Bureau of Statistics and identifies the key factors responsible for the persistence of this pattern of ownership.
EXECUTIVE SUMMARY: As home ownership rates decline across all age cohorts, the suboptimal quantity, allocation, and security of housing opportunities in the rental market has received increasing policy attention. To date, fiscal strategies for attracting investment towards rental housing have had limited success, especially...
This project aims to explore how the asset poor status of older Australians helps to determine their demand for housing assistance, the coping strategies used by the asset poor as they strive to secure satisfactory housing outcomes and the importance of these outcomes to ontological...
This Positioning Paper is the first output of a project that explores the housing options and actual housing circumstances of asset-poor older Australians.
Mortgage default has long term impacts on the financial wellbeing of households including bankruptcy, drawing on superannuation savings, and high levels of debt even after the sale of the house.
Better access by borrowers to financial advice and mortgage relief assistance, as well as...
This is the second and final report on the problem of mortgage default in Australia. An earlier positioning paper (Berry et al., 2009) presented, in detail, a range of issues, views, evidence and potential policy directions concerning this subject. Both reports are to be read...
Community housing organisations in Australia recorded a surplus in the three years to 2005-06. To achieve low costs, many used voluntary labour, received discounted rates, and did not provide for depreciation.
This research bulletin is based on research by Dr Jon Hall and...
The original aims of this project were to:
• clarify the impact of Community Housing Organisation operating deficits on the potential growth and development of an expanded community housing sector
• develop suitable policy options for returning community housing to operational surpluses; and...
Greater targeting of housing and greater access to concessional rents cost public housing authorities around $200 million in 2004-05 compared with the mid-1990s, according to this Research and Policy Bulletin, which draws on the findings of a project that analysed financial data provided by state...
This report documents and quantifies the recent historical impact of changing client profiles in South Australia and Victoria; forecasts public housing recurrent income given existing allocation priorities; assesses the long-term cost to SHAs of pursuing a policy of allocating to those 'most in need'; identifies...