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EXECUTIVE SUMMARY: As home ownership rates decline across all age cohorts, the suboptimal quantity, allocation, and security of housing opportunities in the rental market has received increasing policy attention. To date, fiscal strategies for attracting investment towards rental housing have had limited success, especially...
This project aims to explore how the asset poor status of older Australians helps to determine their demand for housing assistance, the coping strategies used by the asset poor as they strive to secure satisfactory housing outcomes and the importance of these outcomes to ontological...
This is the second and final report on the problem of mortgage default in Australia. An earlier positioning paper (Berry et al., 2009) presented, in detail, a range of issues, views, evidence and potential policy directions concerning this subject. Both reports are to be read...
Three previous AHURI reports have clearly established that housing affordability problems have intensified significantly in Australia over the past 15 years; the bottom end of the rental housing market is failing abjectly in meeting rising demand; existing housing subsidies are inadequate to deal with the...
This report shows that although each state and territory rental support program has similar aims, their operation varies considerably.
Mortgage default has long term impacts on the financial wellbeing of households including bankruptcy, drawing on superannuation savings, and high levels of debt even after the sale of the house.
Better access by borrowers to financial advice and mortgage relief assistance, as well as...
This Positioning Paper is the first output of a project that explores the housing options and actual housing circumstances of asset-poor older Australians.