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This report presents an insight into the role of small, short-term loans in the lives of Australians. This area of the financial services sector has been growing rapidly in Australia over the past two decades. Our research aim was to explore the main reasons for...
This report investigates the practices that use energy in households with children to understand change and flexibility for demand management. The findings suggest that demand management and engagement activities need to go beyond individually motivating family households to save money, protect the environment, or make...