Report

Review of the Australian Financial Complaints Authority: final report

This review provided an opportunity for feedback on the operation of the Australian Financial Complaints Authority (AFCA) since its establishment, and to consider whether further enhancements should be made to ensure the external dispute resolution scheme is appropriately calibrated and operating effectively.
Policy report

Super scandalous: how to fix the $5 billion scourge of unpaid super

Unpaid super affects more than a quarter of employees, costing each affected worker an average of $1,700 per year. This report points to four policy reforms and the need for a visible, proactive regulator to ensure Australian workers are not deprived of their employer super...
Fact sheet

Fact Check: Paul Keating says people are being allowed early access to their super with no scrutiny whatsoever. Is he correct?

Hundreds of thousands of Australians have rushed to access their superannuation early as part of the Federal Government's coronavirus response plan. But with more than $30 billion now withdrawn, questions are being asked about the wisdom of raiding future retirement savings to pay for the...
Policy report

The gender superannuation gap: addressing the options

A combination of greater levels of part-time work, employment in lower-paid industries, lower hourly rates of pay for women compared to men, and less time in the paid workforce during their working years results in pronounced gender pay, income and superannuation gaps. This paper looks...
Report

Completing Australia’s retirement income system

The Academy of the Social Sciences in Australia (ASSA) and the ANU's Tax and Transfer Policy Institute (TTPI) hosted a roundtable in March 2021 to examine the 2020 Retirement Income Review report and to consider its implications for further reform of the system. This paper...
Briefing paper

Combining MySuper product performance histories - APRA’s approach

APRA is supporting the Australian government in implementing the 'Your Future, Your Super' measures. The focus of this paper is on APRA’s approach to administering the performance test, where APRA has flexibility in administering the performance test, and APRA’s approach to providing investment performance data...
Policy report

The Superannuation Guarantee: why we need 12 per cent

This report shows the compelling body of evidence that it is in the best financial interests of all current and future workers in Australia, and the broader Australian economy, that the scheduled Superannuation Guarantee increases to 12 per cent, as planned.
Policy report

Implications of the Retirement Income Review: public advocacy of private profligacy?

The recent Retirement Income Review (RIR) implies policies that would reduce after-tax returns to super saving, encourage faster spending of life savings and of equity in the family home, and minimise bequests. This paper argues that the RIR relies on contested Treasury ‘tax expenditure’ estimates...
Working paper

Responding to Callaghan: completing Australia's retirement income system

The Retirement Income Review (Callaghan) report concluded that the Australian retirement income system is effective, sound and its costs are broadly sustainable. This paper examines the report's suggested 'optimal use' of superannuation savings, suggesting it is not in fact practicable and proposing alternative drawdown arrangements...
Report

Retirement planning, saving and attitudes: survey report

This report informed the work of the 2020 Retirement Income Review, by presenting results from an online survey about retirement planning, saving and attitudes.