Retirement income

NARROWER TERMS:
Report

COVID-19 and retirement: impact and policy responses

Some of the impacts of COVID-19 will mostly affect today’s retirees, such as the safety of elderly institutions, while low interest rates will impact both today’s retirees and those who have yet to leave the labor market. This paper discusses the ways these social and...
Working paper

Retirement, social support and mental wellbeing: a couple-level analysis

There has been little research on whether and how social support may evolve around retirement. This paper provides novel evidence on the evolution of social support during own and spouse’s retirement, and its moderating effect on mental wellbeing.
Working paper

Does retirement lead to life satisfaction? Causal evidence from Fixed Effect Instrumental Variable models

This paper presents robust evidence that retirement causally improves overall life satisfaction which is subsequently explained by improvements in satisfaction with one’s financial situation, free time, health, and participation in local community activities.
Working paper

How people react to pension risk

This paper shows that people exposed to greater pension risk are less likely to invest in risky assets. The authors exploit a reform that links people’s future pension benefits to their pension funds’ funding ratio—a measure of the fund’s financial health—making funding ratios a fund-specific...
Report

Aboriginal and Torres Strait Islander Australians and the superannuation system

It is remarkable how little existing literature there is on outcomes for Aboriginal and Torres Strait Islander people in retirement and old age. This report helps to fill this void, and offers some important insights that improve our understanding of the financial security that the...
Policy report

Economic benefits of universal superannuation

This report outlines the evidence that universal superannuation has benefitted and will continue to benefit all Australians. It also provides confirmation of the large benefits to Australians and the Australian economy from increasing the Superannuation Guarantee from 9.5 per cent to 12 per cent.
Report

Review of retirement income policies 2019

This report on the 2019 Review of Retirement Income Policies addresses the specific terms of reference set by the Minister of Commerce and Consumer Affairs. The review raised a number of important issues in relation to New Zealanders’ wellbeing and financial independence in retirement, particularly...
Report

Pensions at a glance 2019

This publication highlights the pension reforms undertaken by OECD countries over the last two years. This edition also updates information on the key features of pension provision in OECD countries and provides projections of retirement income for today’s workers. A summary of key findings for...
Discussion paper

Retirement Income Review: consultation paper

This consultation paper outlines some of the issues the review panel will be considering and is intended as a guide to those making a submission. The panel welcomes contributions and invites submissions from the Australian community on the issues and material it should examine, as...
Briefing paper

Housing in an ageing Australia: nest and nest egg?

This report, investigating the links between home ownership and population ageing, finds that delays in home purchase are broadly consistent with other social and demographic trends. The report concludes that those at greatest disadvantage in retirement are renters.