Policy report

Biodiversity, natural capital and the economy: a policy guide for finance, economic and environment ministers

This report provides the latest findings and policy guidance for G7 and other countries in four key areas: measuring and mainstreaming biodiversity; aligning budgetary and fiscal policy with biodiversity; embedding biodiversity in the financial sector; and improving biodiversity outcomes linked to international trade.
Report

The 2020 financial services human rights benchmark report

This report assesses the performance of 22 financial companies against six human rights categories: privacy and information; anti-discrimination; economic security; health and safety; voice and participation; and right to remedy.
Report

Central bank digital currency and governance: fit for purpose?

Central banks are turning their attention toward central bank digital currency (CBDC) to replace coins and bills and to provide other types of services through digital technology. This paper explores the forces that will affect the implementation of a CBDC.
Discussion paper

Regulations to support the new regime for the conduct of financial institutions

The purpose of this discussion document is to seek feedback on possible regulations to support the new regime for the conduct of financial institutions being developed under the Financial Markets (Conduct of Institutions) Amendment Bill.
Report

Preserving the financial futures of vulnerable Queenslanders

This review was undertaken to explore concerns raised by people under administration with the Public Trustee, their families and supporters, about the level and types of Public Trustee fees and charges, and their negative effect on financial outcomes for people under administration.
Guide

National Disability Insurance Scheme fraud prevention: financial crime guide

Developed in partnership with the National Disability Insurance Agency (NDIA), this financial crime guide includes indicators of potential fraud people should watch out for, including NDIS sourced funds being used in a way that does not correlate with providing or receiving support services.
Guide

Financial services and modern slavery

This guide is designed to help the financial services industry respond effectively to the Modern Slavery Act 2018 (Cth). The Act requires certain large companies to report annually on their efforts to address risks of modern slavery in their global operations and supply chains.
Discussion paper

The role of collateral in borrowing

This paper studies the role of collateral in credit markets under stress.
Report

The changing structure of the Australian economy

This report outlines how a dramatic re-shaping to the structure of Australia’s economy has largely benefited big corporates and the financial sector, at the expense of family-run and small businesses.
Policy report

Avoiding a Pacific lost decade: financing the Pacific’s COVID-19 recovery

This policy briefing argues that Australia should establish a $2 billion COVID-19 Pacific recovery financing facility, and advocate for other parts of the international community to increase their own contributions, to help the Pacific recover from the worst economic shock in the region’s modern history.
Strategy

Australian sustainable finance roadmap

The challenges and threats Australia’s financial system is facing include a warming climate, increasing extreme weather events, biodiversity loss, and a society under economic pressure with rising inequality, meaning there is an urgency with which action needs to be taken. The recommendations in this roadmap...
Report

Retirement Income Review: final report

This review report covers the current state of the superannuation system and how it will perform in the future as Australians live longer and the population ages. The review considered the incentives for people to self-fund their retirement, the fiscal sustainability of the system, the...
Conference paper

Urban agglomeration of advanced business services in Australia: some policy implications

While globalisation and production chain unbundling is allowing Advanced Business Services to reach out to clients in distant regions and countries, the tendency towards consolidation of these firms into Australia’s biggest cities, in particular Sydney and Melbourne, is of policy concern.
Report

Just transition: implications for the corporate sector and financial institutions in Australia

Australian corporates and financial institutions have an important role to play in facilitating a fair, timely and efficient transition to a net zero emissions economy – as stewards of assets, allocators of capital and as influential voices in public policy to make sure that the...
Policy report

The flipside of China’s central bank digital currency

China’s central bank digital currency, known as ‘DC/EP’ (digital currency/electronic payment), is rapidly progressing and, if successful, will have major international implications that have not yet been widely considered by policymakers.
Report

Net zero momentum tracker: superannuation sector - September 2020

This report highlights the actions of 20 Australian superannuation organisations, and the commitments they have made to address emissions funded through their investments.
Report

Responsible investment benchmark report Australia 2020

This report details the size, growth, depth and performance of the Australian responsible investment market over 12 months to 31 December 2019 and compares these results with the broader Australian financial market.
Report

Select Committee on Financial Technology and Regulatory Technology: first interim report

Australia has a vibrant and growing FinTech sector, with a significant number of startups and early stage ventures. Australia's RegTech industry is comparatively less well developed. This inquiry is about ensuring the settings are optimal to encourage and support Australian FinTech and RegTech businesses.
Discussion paper

PostBank: filling a void, securing essential services

This discussion paper makes the case for the creation of a public bank in Australia by providing Australia Post with an Authorised Deposit-taking Institution (ADI) licence, and moving in time to establishing 'PostBank' as a full national savings and loan bank.
Report

AI barometer

This publication presents a major analysis of the most pressing opportunities, risks, and governance challenges associated with AI and data use in the United Kingdom, initially across five sectors.