Debt

Report

Helping households in debt

Much like Australia, household debt is increasing in the United Kingdom. This report examines how the financial impacts of COVID-19 may affect people in different demographic groups and regions, and explores experiences of debt and household finance before and during the pandemic.
Discussion paper

How risky is Australian household debt?

It is often observed that the level of household debt (relative to income) is high in Australia compared with other countries and its own history. Concerns about how this will influence the economy’s ability to navigate a major downturn have for many years been central...
Report

Income and wealth

Many changes have occurred in Australia since the establishment of the Australian Institute of Family Studies in 1980. This snapshot report outlines some of the significant changes in household incomes, household wealth and also the amount of household debt over the last forty years.
Working paper

Prize linked debt: increasing credit card repayments in an online experiment

A significant proportion of credit card users persistently make low repayments on their debt. This paper tests whether a financial tool known as Prize Linked Debt (PLD) can increase credit card debt repayments amongst borrowers who repay the minimum, using an online experiment.
Report

Who wins and who pays? Rentier power and the Covid crisis

This analysis of recent UK economic support measures suggests that the crisis will exacerbate inequalities between the working poor and the asset-owning wealthy.
Working paper

Can this time be different? Policy options in times of rising debt

Episodes of debt accumulation have been a recurrent feature of the global economy over the past fifty years. This paper examines the factors that are likely to determine the outcome of the most recent debt wave, and considers policy options to help reduce the likelihood...
Report

Trade and development report 2019: financing a global green new deal

This report suggests that meeting the financing demands of the Agenda 2030 requires rebuilding multilateralism around the idea of a Global Green New Deal, and pursuing a financial future very different from the recent past.
Report

Despite the odds: Timor-Leste’s quest to avoid a debt trap dilemma and achieve democratic stability

This paper details how Dilli might opt to confront some of its most sizable challenges—whether in terms of providing sustainable economic growth, pursuing democratic consolidation, or in fending off some of the more predatory trade policies of its larger neighbors.
Report

Enter the dragon: Australia, China, and the new Pacific development agenda

This report is written as a response to the proposed Australian Infrastructure Investment Fund for the Pacific (AIFFP), a $2 billion facility that intends to combine $500 million of aid grants with $1.5 million of loans to Pacific Island projects.
Policy

Policy: Economy

To maintain Australia’s AAA credit rating, it is critical that the Australian Government drastically reduces its debt. We believe in an economy which puts Australian interests and individuals first, striking the right balance between industry and consumer costs. We will seek a level playing field...