This report shines a light on young people’s relationship with money. It also provides insights into how this relationship intersects with matters of family, employment and the pandemic. The findings will be of interest to young people, those supporting young people, financial service providers, and...

This report explores the use of Buy Now, Pay Later (BNPL) among Good Shepherd clients, the impacts being seen from its use, and the role of BNPL in exploiting financial insecurity.

The findings in this report signal directions for policy development that will alleviate economic disadvantage and contribute to a fairer future for the Life Chances participants and their families, and all Australians.

As Australia reopens, it is easy to feel that the worst of the COVID-19 crisis is over. However, this analysis suggests recovery for many will be slow, with ongoing struggles making ends meet.

This third paper in the 'Financial Lives in Uncertain Times' series explores trends in financial wellbeing during the fleeting period of recovery between the pandemic-related lockdowns of 2020 and 2021.

This report calls for a coordinated response to address systemic factors that have created and continue to perpetuate financial hardship and poor financial wellbeing among Australians.

This report on the experiences and views of Older Australians tells a story of an older generation often experiencing ageism, who less often perceive themselves as happy, healthy, financially secure or connected to community.

This paper explores the impacts of the COVID-19 crisis and resulting policy responses on financial wellbeing.

This report shows that financial wellbeing in Australia improved in the two years before the COVID-19 crisis, but not all groups experienced the same improvements.

This analysis of administrative social security data aimed to gain a clearer understanding of income volatility in Australia. The focus is on unemployed and underemployed Australians who received Newstart Allowance — a group of individuals highly exposed to the risks of financial insecurity.

This white paper focuses on the latest data and research, with a focus on the key issues in gender financial equality. It has revamped and updated where necessary the recommendations from the 2018 white paper that attempted to set a framework for greater economic security...

This report summarises preliminary findings from a national independent study into the ongoing expansion of income management (IM) in Australia. The study was funded by the Australian Research Council over a three-year period from 2018-2020.

This report on the 2019 Review of Retirement Income Policies addresses the specific terms of reference set by the Minister of Commerce and Consumer Affairs. The review raised a number of important issues in relation to New Zealanders’ wellbeing and financial independence in retirement, particularly...

This report outlines how ‘liquid’ workers, such as gig economy workers and the self-employed, face greater barriers to financial inclusion compared to traditional workers. The report sets out a policy agenda to boost the financial security and inclusion of the liquid workforce.

This two-part report, released during Canada’s Financial Literacy Month, is the culmination of a PPF project that sought to identify ways to improve the financial literacy of millennials. Millennials are now one quarter of the Canadian population and the most important consumer segment in Canada.

This white paper brings together research and analysis of specific issues that feed into the overarching issues of economic and financial security for women.

The Australian Council of Trade Unions (ACTU) has released this report that shows Australia is at risk of becoming an Americanised society of working poor if people are not given a pay rise.

This report proposes a new scheme, ‘Social Emergency Lending,’ to help Australian households under financial stress borrow money at very low interest rates.

Australia’s first risk assessment of the securities and derivatives sector has revealed how serious and organised criminals can, and have, exploited our financial system to engage in criminal activity.

People with disability in NSW, who need help managing their finances, often lack support to make decisions about money. This evaluation shows that a funded agency is needed to help people take a more active part in deciding how to spend their money.

This paper examines the views of Australians about the obligations of parents and their adult children concerning financial and accommodation support, and compares views of respondents according to selected demographic characteristics.

This report defines resilience as a process that enables individuals to bounce back after adverse events and experiences, adapt to changing circumstances, and deal with environmental stress'. The report defines financial resilience as the ability to access and draw on internal capabilities and appropriate, acceptable...

Sections 433 and 561 of the Corporations Act 2001 (Cth) preserve the circulating assets of a company or their proceeds for the benefit of priority creditors including employee creditors. A number of recent decisions have contemplated or recognised a right of equitable subrogation available to...

Overview: This Wesley report sheds new light on the impact financial stress is having on individuals and families in New South Wales. While Australia has benefited from a strong economy since the Global Financial Crisis (GFC), it seems the afterglow of the resources boom has...

This publication reveals the true nature of what it really means to live in poverty in New Zealand. Although each person’s story is unique, what becomes evident is that there are particular experiences and themes surrounding poverty that hold true for the majority.