This document is the New Zealand Government’s strategy for making the future better for older New Zealanders. It summarises the actions that central government agencies will deliver to support Better Later Life in the period 2021 to 2024.
Some of the impacts of COVID-19 will mostly affect today’s retirees, such as the safety of elderly institutions, while low interest rates will impact both today’s retirees and those who have yet to leave the labor market. This paper discusses the ways these social and...
There has been little research on whether and how social support may evolve around retirement. This paper provides novel evidence on the evolution of social support during own and spouse’s retirement, and its moderating effect on mental wellbeing.
Does retirement lead to life satisfaction? Causal evidence from Fixed Effect Instrumental Variable models
This paper presents robust evidence that retirement causally improves overall life satisfaction which is subsequently explained by improvements in satisfaction with one’s financial situation, free time, health, and participation in local community activities.
This paper shows that people exposed to greater pension risk are less likely to invest in risky assets. The authors exploit a reform that links people’s future pension benefits to their pension funds’ funding ratio—a measure of the fund’s financial health—making funding ratios a fund-specific...
This consultation paper outlines some of the issues the review panel will be considering and is intended as a guide to those making a submission. The panel welcomes contributions and invites submissions from the Australian community on the issues and material it should examine, as...
This research investigated the growing numbers of middle-aged and older Australians who are carrying mortgage debt into retirement and paying off higher levels of debt relative to house values and income. Between 1987 and 2015, mortgage debt among older mortgagors increased by 600% (from $27,000...
This discussion paper outlines reforms to address exit entitlements and recurrent charges in retirement villages.
This paper explores young people's savings patterns and expected future superannuation balances, and seeks to answer the question of whether superannuation is a good deal for millennials.
Your rights at retirement: a guide to making decisions and navigating your entitlements in later life
This resource has been prepared to help older Australians navigate the different phases of ageing. It can be used as a reference guide to check on a particular topic, or it can be read chapter by chapter to get a snapshot of the services and...