While you’re here… help us stay here.

Are you enjoying open access to policy and research published by a broad range of organisations? Please donate today so that we can continue to provide this service.

Retirement

ALTERNATIVE LABELS
Retirees
NARROWER TERMS


Strategy

Better later life: action plan 2021 to 2024

This document is the New Zealand Government’s strategy for making the future better for older New Zealanders. It summarises the actions that central government agencies will deliver to support Better Later Life in the period 2021 to 2024.
Report

Diversity in housing experiences and their correlates for New Zealand adults aged 75+ and 65-74 years

This report considered the housing situation of New Zealanders aged 65–74 and 75 years plus using data from the Health, Work and Retirement longitudinal study.
Report

COVID-19 and retirement: impact and policy responses

Some of the impacts of COVID-19 will mostly affect today’s retirees, such as the safety of elderly institutions, while low interest rates will impact both today’s retirees and those who have yet to leave the labor market. This paper discusses the ways these social and...
Working paper

Retirement, social support and mental wellbeing: a couple-level analysis

There has been little research on whether and how social support may evolve around retirement. This paper provides novel evidence on the evolution of social support during own and spouse’s retirement, and its moderating effect on mental wellbeing.
Working paper

Does retirement lead to life satisfaction? Causal evidence from Fixed Effect Instrumental Variable models

This paper presents robust evidence that retirement causally improves overall life satisfaction which is subsequently explained by improvements in satisfaction with one’s financial situation, free time, health, and participation in local community activities.
Working paper

How people react to pension risk

This paper shows that people exposed to greater pension risk are less likely to invest in risky assets. The authors exploit a reform that links people’s future pension benefits to their pension funds’ funding ratio—a measure of the fund’s financial health—making funding ratios a fund-specific...
Discussion paper

Retirement Income Review: consultation paper

This consultation paper outlines some of the issues the review panel will be considering and is intended as a guide to those making a submission. The panel welcomes contributions and invites submissions from the Australian community on the issues and material it should examine, as...
Report

Mortgage stress and precarious home ownership: implications for older Australians

This research investigated the growing numbers of middle-aged and older Australians who are carrying mortgage debt into retirement and paying off higher levels of debt relative to house values and income. Between 1987 and 2015, mortgage debt among older mortgagors increased by 600% (from $27,000...
Discussion paper

Retirement villages - exit entitlements and recurrent charges cap: discussion paper

This discussion paper outlines reforms to address exit entitlements and recurrent charges in retirement villages.
Policy report

Millennials and super: the case for voluntary superannuation

This paper explores young people's savings patterns and expected future superannuation balances, and seeks to answer the question of whether superannuation is a good deal for millennials.
Guide

Your rights at retirement: a guide to making decisions and navigating your entitlements in later life

This resource has been prepared to help older Australians navigate the different phases of ageing. It can be used as a reference guide to check on a particular topic, or it can be read chapter by chapter to get a snapshot of the services and...
Report

Our health, our wealth: the impact of ill health on retirement savings in Australia

Some Australian workers are forced into early retirement as a result of unforeseen illnesses. For these Australians, early retirement decreases their superannuation balances, their long-term wealth and the quality of their retirement over the long-term.
Discussion paper

What dividend imputation means for retirement savers

A stochastic life-cycle model is used in this report to examine the implications for Australian retirees of full access to dividend imputation credits. We find that the availability of imputation credits can justify a significant bias towards Australian equities in retirement portfolios, largely at the...
Report

Retiring into poverty

This document outlines the issues facing older women living in housing insecurity or homelessness and identifies needed changes to policies and programs.
Report

Australian government response to the Senate Economics References Committee report: ‘A husband is not a retirement plan’: Achieving economic security for women in retirement

In this government response document, the Australian government asserts that it is committed to women’s economic empowerment by ensuring workplace diversity and flexibility, flexible and affordable child care, increasing the incentives for women to work, and getting women into the jobs of the future.
Report

Pathways to housing tax reform

This research is the final report of the AHURI inquiry into ‘Pathways to Housing Tax Reform in Australia.’ It features real-world modelling and implementation time frames to steer tax settings that progress the efficiency, equity and sustainability of housing tax policy, and also presents meaningful...
Report

Asset portfolio retirement decisions: the role of the tax and transfer system

This report examines how the rules embedded in the tax and transfer system, especially in relation to the age pension, may impact on household choices.
Fact sheet

Measuring up? International indices of ageing

This fact sheet examines some of the most notable ageing indices, their stated purposes, methodologies and results.
Report

The consequences of wage suppression for Australia’s superannuation system

This report from the Centre for Future Work simulates the impacts of eight specific wage suppression strategies on workers’ superannuation balances – ranging from temporary wage freezes, to wage caps, to more dramatic actions.