Financial literacy

NARROWER TERMS


Report

Young people's financial strategies: insights from the Australian Youth Barometer

This report shines a light on young people’s relationship with money. It also provides insights into how this relationship intersects with matters of family, employment and the pandemic. The findings will be of interest to young people, those supporting young people, financial service providers, and...
Report

Safety net for sale: the role of Buy Now Pay Later in exploiting financial vulnerability

This report explores the use of Buy Now, Pay Later (BNPL) among Good Shepherd clients, the impacts being seen from its use, and the role of BNPL in exploiting financial insecurity.
Report

Retail investor research

This report presents the findings of research into Australian retail investors’ motivations, attitudes and behaviours. The results provide a point-in-time snapshot of the period following the onset of the COVID-19 pandemic.
Policy report

Policy brief on access to finance for inclusive and social entrepreneurship: what role can fintech and financial literacy play?

This policy brief presents evidence on the access to finance challenges faced by entrepreneurs from under-represented and disadvantaged groups and social entrepreneurs, and discusses how public policy and better regulation could harness the potential of fintech to address these challenges.
Policy report

Policy handbook on financial education in the workplace

This publication provides case studies and practical guidance to policy-makers, employers and financial education providers interested in improving the financial literacy of employees.
Report

Geelong financial inclusion action plan: driving positive change

This report highlights the critical role played by all Geelong Financial Inclusion Action Plan (FIAP) members, over the past 18 months, in addressing the issues of financial stress and hardship affecting the local communities.
Report

Bouncing back: boosting young people’s financial wellbeing after the pandemic

The COVID-19 pandemic has been challenging - with young people particularly affected. For policy-makers to get to grips with what appears to be a cost of living crisis for young people, this report recommends that the UK government makes tackling this issue an urgent priority.
Report

Amplify Insights: financial wellbeing

This report calls for a coordinated response to address systemic factors that have created and continue to perpetuate financial hardship and poor financial wellbeing among Australians.
Report

Triggering financial behaviour change

The Commission for Financial Capability (CFFC) delivers a range of financial capability seminars and workshops in workplaces and communities under the Sorted brand. Evaluations of Sorted programmes show that many participants change their financial behaviour after completion. The aim of this research was to explore...
Report

Helping households in debt

Much like Australia, household debt is increasing in the United Kingdom. This report examines how the financial impacts of COVID-19 may affect people in different demographic groups and regions, and explores experiences of debt and household finance before and during the pandemic.
Working paper

Female autonomy in household decision-making and intimate partner violence: evidence from Pakistan

The aim of this study is to explore the links between female autonomy in household decision-making and intimate partner violence in a highly relevant, yet under-studied context - Pakistan.
Report

Financial knowledge of New Zealanders

Recognising the importance of measuring financial knowledge as a building block of financial capability, this report analyses New Zealand’s results by age, gender, ethnicity, education, employment status and personal income to identify areas of need and opportunity when targeting delivery of financial education.
Report

Aboriginal and Torres Strait Islander Australians and the superannuation system

This report offers some important insights to improve understanding of the financial security that the current retirement system offers to Indigenous Australians and their families.
Working paper

Economic dignity and financial capabilities: connecting principles and concepts

Australians are living in increasingly financialised times. Their financial choices are often constrained by their economic, social and political context. This paper develops the concept of economic dignity as a guiding principle to develop a fuller understanding of financial capability that recognises those contexts.
Report

Economic security and dignity: a financial wellbeing framework

This paper proposes a financial wellbeing framework that recognises the drivers, impacts and experience of economic insecurity, and is based on the concept of economic dignity.
Fact sheet

Indigenous financial impacts and risks and COVID-19: CSI and First Nations Foundation response

The Centre for Social Impact and First Nations Foundation policy response to the COVID-19 Disease is based on three key strategies: caring for communities, access to appropriate services, and targeting high-cost lending and misleading advice.
Report

The countervailing power: review of the coordination and funding for financial counselling services across Australia

This review report notes the benefits of financial counselling to the community, including early intervention and prevention of further financial hardship, advocacy support, and referral to other services for complex issues. It also highlights the challenges faced by the financial counselling sector.
Report

Creating effective partnerships to support financial inclusion

Technology can unlock further, much-needed support for people in the community who are struggling to get by, but it needs to be targetted in the right place. Nesta believes that partnerships can be part of the solution to support those financially excluded in UK society.
Report

Indigenous super summit 2019: report

Against the background of last year’s Royal Commission into Misconduct in the Banking, Superannuation and the Financial Services Industry, the third Indigenous Super Summit provided a timely opportunity for the industry to come together to examine progress to date on lifting standards of superannuation service...
Report

Money stories: financial resilience among Aboriginal and Torres Strait Islander Australians

This report builds on previous work on financial resilience in Australia and represents the beginning of an exploration of the financial resilience of Aboriginal and Torres Strait Islander peoples.
Report

The financial capability of older people

This report outlines the findings from a research project, funded by Financial Literacy Australia, exploring the gap between the demands on people aged over 65 to make financial decisions and their actual financial capability.
Report

The economic and social cost of illiteracy

The purpose of this white paper is to address the growing economic and social costs of ignoring the illiteracy epidemic. It discusses the cost of illiteracy in the British and global economy, as well as providing suggestions for how to address literacy in both developing...
Working paper

Risk aversion among Australian households

This paper explores risk aversion among Australian households using panel data from the Household Income and Labour Dynamics in Australia (HILDA) survey. Using households’ share of risky assets, we test whether relative risk aversion is constant in wealth.
Report

Millennial money: financial independence and well-being for the next generation

This two-part report, released during Canada’s Financial Literacy Month, is the culmination of a PPF project that sought to identify ways to improve the financial literacy of millennials. Millennials are now one quarter of the Canadian population and the most important consumer segment in Canada.
Report

Hard times: Australian households and financial insecurity

How do households with low and uncertain incomes cope with risk and strive to make ends meet?