Financial literacy

NARROWER TERMS:
Report

Aboriginal and Torres Strait Islander Australians and the superannuation system

It is remarkable how little existing literature there is on outcomes for Aboriginal and Torres Strait Islander people in retirement and old age. This report helps to fill this void, and offers some important insights that improve our understanding of the financial security that the...
Working paper

Economic dignity and financial capabilities: connecting principles and concepts

Australians are living in increasingly financialised times. Their financial choices are often constrained by their economic, social and political context. This paper develops the concept of economic dignity as a guiding principle to develop a fuller understanding of financial capability that recognises those contexts.
Report

Economic security and dignity: a financial wellbeing framework

This paper proposes a financial wellbeing framework that recognises the drivers, impacts and experience of economic insecurity, and is based on the concept of economic dignity.
Fact sheet

Indigenous financial impacts and risks and COVID-19: CSI and First Nations Foundation response

The Centre for Social Impact and First Nations Foundation policy response to the COVID-19 Disease is based on three key strategies: caring for communities, access to appropriate services, and targeting high-cost lending and misleading advice.
Report

Creating effective partnerships to support financial inclusion

Technology can unlock further, much-needed support for people in the community who are struggling to get by, but it needs to be targetted in the right place. Nesta believes that partnerships can be part of the solution to support those financially excluded in UK society.
Report

The countervailing power: review of the coordination and funding for financial counselling services across Australia

This review report notes the benefits of financial counselling to the community, including early intervention and prevention of further financial hardship, advocacy support, and referral to other services for complex issues. It also highlights the challenges faced by the financial counselling sector.
Report

Indigenous super summit 2019: report

Against the background of last year’s Royal Commission into Misconduct in the Banking, Superannuation and the Financial Services Industry, the third Indigenous Super Summit provided a timely opportunity for the industry to come together to examine progress to date on lifting standards of superannuation service...
Report

The economic and social cost of illiteracy

The purpose of this white paper is to address the growing economic and social costs of ignoring the illiteracy epidemic. It discusses the cost of illiteracy in the British and global economy, as well as providing suggestions for how to address literacy in both developing...
Report

Money stories: financial resilience among Aboriginal and Torres Strait Islander Australians

This report builds on previous work on financial resilience in Australia and represents the beginning of an exploration of the financial resilience of Aboriginal and Torres Strait Islander peoples.
Working paper

Risk aversion among Australian households

This paper explores risk aversion among Australian households using panel data from the Household Income and Labour Dynamics in Australia (HILDA) survey. Using households’ share of risky assets, we test whether relative risk aversion is constant in wealth.