Financial inclusion

ALTERNATIVE LABELS
Inclusive economy
Shared prosperity
NARROWER TERMS


Briefing paper

Recovery for all: investing in social, digital and financial inclusion

The authors of this paper argue that the COVID-19 recovery provides an opportunity to support social, financial and digital inclusion.
Report

Geelong financial inclusion action plan: driving positive change

This report highlights the critical role played by all Geelong Financial Inclusion Action Plan (FIAP) members, over the past 18 months, in addressing the issues of financial stress and hardship affecting the local communities.
Report

Creating effective partnerships to support financial inclusion

Technology can unlock further, much-needed support for people in the community who are struggling to get by, but it needs to be targetted in the right place. Nesta believes that partnerships can be part of the solution to support those financially excluded in UK society.
Strategy

Economic plan: for a productive, sustainable and inclusive economy

This plan identifies eight key shifts and policy action related to each shift that will tackle the long-term challenges facing the New Zealand economy. They signal the government's goal to balance outcomes across financial, human, natural and social capital, and will act as an overarching...
Report

Analysis of the impact of raising benefit rates

This report, commissioned by the Australian Council of Social Service, considers the impact of boosting a range of allowance payments. It finds that the introduction of such a policy would have a range of ‘prosperity effects’, boosting the size of the economy and the number...
Report

Juggling risks: insurance in households struggling with financial insecurity

To understand why people on low incomes do or do not take out insurance we need to understand their overall financial circumstances and the multiple risks they face.
Report

Jobless households in New Zealand: June 2017 quarter

Looks at the number and structure of jobless households in New Zealand, and examines some of the characteristics of the individuals living in these households.
Working paper

CAPITA – Treasury’s microsimulation model of personal income tax and transfers

The Department of the Treasury (Australia) has developed the CAPITA model, a general-purpose, static microsimulation model, which is used to analyse the combined effect of changes to personal income tax and transfer policy on families with different income levels, family structures and living arrangements.
Report

Rising inequality: an Australian reality

The Australian Council of Trade Unions (ACTU) has released this report that shows Australia is at risk of becoming an Americanised society of working poor if people are not given a pay rise.
Working paper

An Inequality Deflator for Australia

This paper estimates an Inequality Deflator for the Australian economy, which represents the distributional trade-offs that exist within the current tax and transfer system.
Report

NTCOSS cost of living report – Issue 17

This report examines changes in the cost of living over the past quarter and the past year in the Northern Territory, with a particular focus on cost of living pressures for vulnerable and disadvantaged Territorians.
Report

Social emergency lending: social emergency saving

This report proposes a new scheme, ‘Social Emergency Lending,’ to help Australian households under financial stress borrow money at very low interest rates.
Report

Smart home control: exploring the potential for off-the-shelf enabling technologies in energy vulnerable and other households

This trial of smart home control in 46 households shows limits to use for managing home energy bills and electricity demand.
Commentary

The coming boom in inherited wealth

John Quiggin looks at if we will have to learn to live in a patrimonial society?
Commentary

Tackling inequality: good for the economy, good for the party

A major economics conference wound up talking about the topic on everyone else’s lips, writes Tim Colebatch.
Briefing paper

Social security and welfare spending in Australia: assessing long-term trends

This brief draws mainly on OECD data from 1980-2014 and on Australian Bureau of Statistics (ABS) data about social security payments to households.
Report

Inquiry into housing policies, labour force participation and economic growth

This research presents evidence on how housing policies might promote labour force participation and economic growth through four channels - housing supply responsiveness, labour mobility, employment decisions and consumption.
Briefing paper

Electricity pricing, heatwaves & household vulnerability in Australia

In the context of energy reforms to address peak electricity demand in Australia, this briefing paper provides a critical review of cost-reflective electricity pricing policy and the potential impacts of heatwaves and other extreme heat events in vulnerable households.
Report

Housing prices, household debt and household consumption

This research investigated the relationship between increasing housing prices (or housing wealth) and the increased consumption expenditure of households from before the GFC and afterwards.
Discussion paper

Housing, the ‘Great Income Tax Experiment’, and the intergenerational consequences of the lease

This paper provides an analysis of how the New Zealand tax system may be affecting residential property markets