financial inclusion

NARROWER TERMS:
Report

Creating effective partnerships to support financial inclusion

Technology can unlock further, much-needed support for people in the community who are struggling to get by, but it needs to be targetted in the right place. Nesta believes that partnerships can be part of the solution to support those financially excluded in UK society.
Report

Juggling risks: insurance in households struggling with financial insecurity

To understand why people on low incomes do or do not take out insurance we need to understand their overall financial circumstances and the multiple risks they face.
Report

Jobless households in New Zealand: June 2017 quarter

Looks at the number and structure of jobless households in New Zealand, and examines some of the characteristics of the individuals living in these households.
Working paper

Optimal fiscal equalisation and its application to Australia

This paper develops a theoretical model of fiscal equalisation and uses the model to derive an optimal equalisation formula that has general applicability for federations.
Thesis

The effect of anti-poverty and in-work tax credits for families on self-rated health in parents in New Zealand

Background: Some social protection interventions are promoted as policy tools for addressing the social determinants of health to improve individual and population health and health equity. However, there is considerable controversy over whether publicly funded financial credits have a positive, a negative or no effect...
Working paper

CAPITA – Treasury’s microsimulation model of personal income tax and transfers

The Department of the Treasury (Australia) has developed the CAPITA model, a general-purpose, static microsimulation model, which is used to analyse the combined effect of changes to personal income tax and transfer policy on families with different income levels, family structures and living arrangements.
Report

Shrinking portions to low and middle‐income earners: inequality in wages & self‐employment 1998‐2015

This study shows rising inequality in the hourly rates of gross earnings (before tax and benefits) among both wage and salary earners and the self-employed over the period 1998-2015.
Report

Rising inequality: an Australian reality

The Australian Council of Trade Unions (ACTU) has released this report that shows Australia is at risk of becoming an Americanised society of working poor if people are not given a pay rise.
Report

NTCOSS cost of living report – Issue 17

This report examines changes in the cost of living over the past quarter and the past year in the Northern Territory, with a particular focus on cost of living pressures for vulnerable and disadvantaged Territorians.
Working paper

An Inequality Deflator for Australia

This paper estimates an Inequality Deflator for the Australian economy, which represents the distributional trade-offs that exist within the current tax and transfer system.