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Report

Uninsurable nation: Australia's most climate-vulnerable places

This report outlines the top 20 most at-risk federal electorates to climate change-related extreme weather events, providing a brief profile of the top 10. The report also outlines the most at risk electorates for each state and territory.
Report

The perceived value of insurance for low-income households

This report provides an extensive analysis of how low-income households both value insurance and what they consider when making their insurance decisions. The findings point to both practical barriers, such as cost, for low-income households, as well as attitudinal differences in the perception of how...
Report

Northern Australia insurance inquiry: final report

In 2017, the Australian government directed the ACCC to conduct a wide-ranging inquiry into the supply of residential building (home), contents and strata insurance in northern Australia. This final report brings together all of the analysis and recommendations made throughout the three year inquiry, setting...
Report

Social justice and the future of fire insurance in Australia

Major bushfires are now occurring with increased frequency. This means that houses will be more at risk than ever and Australia will have to decide whether the current purely market-based mechanism is the best means of protecting people’s homes.
Report

Australia's general insurance industry: sapping consumers of the will to compare

This report argues that accessibility, transparency, affordability and competition are crucial features of a well-functioning general insurance market.