Private health insurance

Demand for private health insurance
Health insurance premiums
Medibank Private

Health expenditure Australia 2017–18

In 2017–18, an estimated $185.4 billion was spent on health goods and services in Australia. This equates to an average of approximately $7,485 per person and represents 10% of overall economic activity for this period.

Three ways of looking at private health insurance

Hooked on subsidies, the system is failing. The government needs to move beyond its prejudices about public and private financing, writes Jennifer Doggett.

Australia's long term national health plan

This health plan charts the way forward for Australia over the next 3 and 10 years in the key areas of mental health, primary care, hospitals, preventive health and medical research.
Working paper

The history and purposes of private health insurance

Australia’s private health insurance industry fears it is in a death spiral, and politicians need to rethink whether or to what extent taxpayers should continue to subsidise the industry. This paper finds that Australians are increasingly dissatisfied with private health insurance, and policy reform is...

Managing private medical practice in public hospitals

This audit examined whether the Department of Health and Human Services (DHHS) and three audited public health services are effectively managing private practice in public hospitals to optimise outcomes for the health sector and Victorians.
Position paper

Policy priorities for the next Australian government: health

Australia's peak body for social services has released its health election policy priorities, designed to reduce the worst service gaps in health care for people on low incomes, and end some of the waste in the system.

Mental health, discrimination and insurance: a survey of consumer experiences 2011

This report details the results of a survey which captures the experiences of Australians living with mental illness when accessing insurance products and making claims against their policies.

Healthy cover: a consumers' guide to the private health insurance changes

On 1 April 2019, private health insurance begins the most extensive changes in recent years. The aim of this guide is to provide an easy-to-understand overview of the changes and point consumers to more detailed information that will help them work through the changes to...
Discussion paper

A road map for tackling out-of-pocket health care costs

The rapid growth in out-of-pocket (OOP) costs has undermined the universality of Medicare and the effectiveness of private health insurance. This paper offers a road map for tackling the problems associated with OOP costs through short- and long- term initiatives, backed by evidence and informed...

Report to the Australian Senate on anti-competitive and other practices by health insurers and providers in relation to private health insurance

This report analyses key competition and consumer developments and trends in the private health insurance industry between 1 July 2017 and 30 June 2018, including ACCC enforcement and other actions relating to the health sector.

Safer care saves money

Australia could save $1.5 billion a year on health spending by improving the safety of patient care in hospitals. Safer hospital care doesn’t just reduce harm to patients, it also saves money for taxpayers.

Bupa health insurance hospital policy changes

This report discusses the detrimental impacts of the changes on consumers, particularly those in regional Australia. The report also considers the appropriateness of communications that Bupa provided to policyholders about the changes.
Discussion paper

Governance, fit and proper, audit and disclosure requirements for private health insurers: discussion paper

The Australian Prudential Regulation Authority (APRA) has announced a package of proposed measures designed to improving governance and decision-making in the private health insurance sector.

All complications should count: using our data to make hospitals safer

This report exposes the flaws in Australian hospitals’ safety and quality monitoring regime, and recommends reforms that could result in an extra 250,000 patients leaving hospital each year free of complications.

Value and affordability of private health insurance and out-of-pocket medical costs

This report looks at the challenges faced by consumers, in terms of the affordability and out-of-pocket medical costs associated with private health insurance, including trends in the decline and downgrading of coverage.