Industry Super Australia (ISA), in the context of the federal government’s Retirement Income Review, commissioned this research from Rice Warner to assess the impacts of various policy options utilising their comprehensive econometric model of the Australian superannuation system.
This report shows industry super funds’ investment performance has added billions of dollars to members’ retirement savings and deepened Australia's national savings pool, helping protect the economy during downturns. The report includes forecasts based on the present legislated scenario of small, incremental increases in the...
This briefing note examines the long-term impact of the COVID early superannuation release scheme on retirement incomes and age pension entitlements.
This report looks at the history of superannuation for Australian women, marks its progress towards equity, and identifies what more could to be done to improve the system in order to mitigate women’s vulnerability to poverty in retirement.
Many changes have occurred in Australia since the establishment of the Australian Institute of Family Studies in 1980. This snapshot report outlines some of the significant changes in household incomes, household wealth and also the amount of household debt over the last forty years.
Some of the impacts of COVID-19 will mostly affect today’s retirees, such as the safety of elderly institutions, while low interest rates will impact both today’s retirees and those who have yet to leave the labor market. This paper discusses the ways these social and...
This report offers some important insights to improve understanding of the financial security that the current retirement system offers to Indigenous Australians and their families.
From values to riches 2020: charting consumer expectations and demand for responsible investing in Australia
The research outlined in this report shows that the vast majority of Australians expect their savings and superannuation to be invested responsibly and ethically, and half the population would be motivated to invest and save more money if they knew their savings or investments made...
This report outlines the evidence that universal superannuation has benefitted and will continue to benefit all Australians. It also provides confirmation of the large benefits to Australians and the Australian economy from increasing the Superannuation Guarantee from 9.5 per cent to 12 per cent.
A wage freeze is often described as a "temporary sacrifice," that supposedly ends once normal annual wage increments are restored. However, this paper confirms that the legacy of even a temporary pay freeze is a permanent reduction in lifetime incomes and superannuation, which can easily...