Retirement savings

NARROWER TERMS
Report

Retirement income review modelling - fiscal results

Industry Super Australia (ISA), in the context of the federal government’s Retirement Income Review, commissioned this research from Rice Warner to assess the impacts of various policy options utilising their comprehensive econometric model of the Australian superannuation system.
Report

Super in the economy 2020

This report shows industry super funds’ investment performance has added billions of dollars to members’ retirement savings and deepened Australia's national savings pool, helping protect the economy during downturns. The report includes forecasts based on the present legislated scenario of small, incremental increases in the...
Briefing paper

Long-term costs of the COVID early release of super scheme

This briefing note examines the long-term impact of the COVID early superannuation release scheme on retirement incomes and age pension entitlements.
Discussion paper

The 'herstory' of superannuation

This report looks at the history of superannuation for Australian women, marks its progress towards equity, and identifies what more could to be done to improve the system in order to mitigate women’s vulnerability to poverty in retirement.
Report

Income and wealth

Many changes have occurred in Australia since the establishment of the Australian Institute of Family Studies in 1980. This snapshot report outlines some of the significant changes in household incomes, household wealth and also the amount of household debt over the last forty years.
Report

COVID-19 and retirement: impact and policy responses

Some of the impacts of COVID-19 will mostly affect today’s retirees, such as the safety of elderly institutions, while low interest rates will impact both today’s retirees and those who have yet to leave the labor market. This paper discusses the ways these social and...
Report

Aboriginal and Torres Strait Islander Australians and the superannuation system

This report offers some important insights to improve understanding of the financial security that the current retirement system offers to Indigenous Australians and their families.
Report

From values to riches 2020: charting consumer expectations and demand for responsible investing in Australia

The research outlined in this report shows that the vast majority of Australians expect their savings and superannuation to be invested responsibly and ethically, and half the population would be motivated to invest and save more money if they knew their savings or investments made...
Policy report

Economic benefits of universal superannuation

This report outlines the evidence that universal superannuation has benefitted and will continue to benefit all Australians. It also provides confirmation of the large benefits to Australians and the Australian economy from increasing the Superannuation Guarantee from 9.5 per cent to 12 per cent.
Briefing paper

The long-term consequences of wage freezes for real wages, lifetime earnings, and superannuation

A wage freeze is often described as a "temporary sacrifice," that supposedly ends once normal annual wage increments are restored. However, this paper confirms that the legacy of even a temporary pay freeze is a permanent reduction in lifetime incomes and superannuation, which can easily...