This paper examines the contribution of the insurance sector to climate adaptation. It also identifies potential approaches that policy-makers, regulators and supervisors could consider to support a greater contribution of the insurance sector to climate adaptation.

This summary report outlines key themes and actions from the Professional Standards Councils’ Roundtable on professional standards schemes and indemnity insurance.

Initially only available to employees in certain industries and professions, superannuation coverage is now more or less universal – a consequence of decades of ongoing reform. This resources provides an overview of Australia's superannuation system.

Climate change is driving worsening destructive extreme weather events in a range of different ways around Australia - from more severe bushfire seasons and intense heatwaves to more powerful cyclones, flash flooding and droughts. This report argues that whether insurance is paying for it, or...

This report seeks to understand how the insurance industry can refine the way it defines, measures and underwrites secondary perils amidst an evolving climate risk landscape. The report also outlines key issues the insurance sector faces regarding secondary perils and the surrounding discourse, and identifies...

This report outlines the top 20 most at-risk federal electorates to climate change-related extreme weather events, providing a brief profile of the top 10. The report also outlines the most at risk electorates for each state and territory.

This paper considers the options, implications and communication of scenario analysis for underwriting non-life insurance. It raises awareness of different natural catastrophe modelling approaches and highlights the valuable insights that can be generated across the insurance business

This discussion document provides a review of Schedule 2 of the New Zealand Accident Compensation Act 2001. The New Zealand Government welcomes views on the proposed framework, alternative options and/or any other relevant points.

This discussion document proposes a new way of protecting workers and the economy - a New Zealand income insurance scheme.

This report identifies ‘Open Finance’ as the next priority area to expand Consumer Data Rights (CDR).

This document considers some of the costs and benefits of introducing unemployment insurance (UI) to New Zealand. Common features of UI schemes and how they differ across countries are also examined.

The PIAC’s Mental Health and Insurance Project has been tackling systemic problems in the way insurers design, price and offer policies and assess claims to the detriment of people with past or current mental health conditions. This report outlines the progress that has been made...

This report provides an extensive analysis of how low-income households both value insurance and what they consider when making their insurance decisions. The findings point to both practical barriers, such as cost, for low-income households, as well as attitudinal differences in the perception of how...

This report summarises disappointing findings from an evaluation of New Zealand fire and general insurers’ responses to the Life Insurer Conduct and Culture review undertaken by the Financial Markets Authority and the Reserve Bank of New Zealand in 2019.

This report examines and evidences the benefits delivered by professional standards schemes, using quantitative and qualitative measures. The report shows that professional standards schemes help improve risk management in the professions, which is to the benefit of Australian consumers, scheme participants and insurers.

This document explores the role of insurance underwriting in meeting global climate goals, supporting the transition and enabling societal change and resilience.

This document reports on the disclosure and preparedness of climate-related risk in 2020 for many large insurance companies.

In 2017, the Australian government directed the ACCC to conduct a wide-ranging inquiry into the supply of residential building (home), contents and strata insurance in northern Australia. This final report brings together all of the analysis and recommendations made throughout the three year inquiry, setting...

This report provides an analysis of 20,405 No Interest Loans Scheme (NILS) applicants with Good Shepherd Australia New Zealand, concerning their rates of insurance and average expenditure for policies.

This inquiry has found widespread market failure in regards to the availability and affordability of essential small business insurance products.

Doing business involves navigating a myriad of risks which makes insurance (compulsory and non-compulsory) an essential element of a successful business. This report finds that insurance is a pain point for many Australian businesses with most problems the result of complex global factors, rather than...

This paper examines the potential use cases of AI across the insurance industry, compares these with the reality of how AI is used today, and explores the arguments for and against such applications, looking in particular at the ethical concerns associated with data collection and...

This paper outlines the Australian government’s proposed industry-wide deferred sales model for add-on insurance products and seeks targeted feedback from stakeholders.

This report identifies the opportunity for further ongoing collaborative work between insurers and industry representatives, consumers and advocates, and government and regulatory bodies, to improve the insurance experiences of people living with health conditions.

The objective of this audit was to assess the effectiveness of the Australian Reinsurance Pool Corporation’s (ARPC) management of the Terrorism Reinsurance Scheme.