Financial services industry

Commentary

15 Mar 2019
14

Josh Frydenberg wants to leave mortgage broker commissions unchanged for three years. It's hard to see why.

Briefing paper

5 Mar 2019
4

Proposed changes to Australia’s export credit agency, Efic, pose serious financial, environmental and diplomatic risks. They should not be rushed through and must be subject to close scrutiny, writes Tom Swann.

Report

28 Feb 2019
47

APRA undertakes a program of regular policy review to ensure that the regulatory framework on which its prudential supervision is based remains fit for purpose. This paper sets out APRA's policy agenda for the next 12 to 18 months.

Report

27 Feb 2019
85

Global capital is fleeing the thermal coal sector, according to this report which calculates that today, over 100 globally significant financial institutions have divested from thermal coal, including 40% of the top 40 global banks and 20 globally significant insurers.

Report

22 Feb 2019
109

The intractable maths of low income earners' family budgets pushes them towards the marginal credit products such as payday loans, consumer leases and debt management firms. This report argues that government can and should improve the terms under which these products are offered.

Report

21 Feb 2019
46

This paper argues that at this precarious stage in our planet and our society's health and well-being, and to ensure corporate sustainability, corporate social responsibility (CSR) reporting should be a standardized and mandatory reporting system.

Report

19 Feb 2019
61

ASIC has provided this update on its planned actions in relation to the recommendations of the report of the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry.

Report

12 Feb 2019
55

The committee reports on the fourth round of hearings, held in October 2018, which focused on the major banks' responses to the interim report of the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry.

Commentary

6 Feb 2019
31

Kenneth Hayne has shown the way ahead for government, regulators and the banks themselves, writes Tim Colebatch.

Report

4 Feb 2019
410

The central task of the Royal Commission was to inquire into and report on whether any conduct of financial services entities might have amounted to misconduct and whether any conduct, practices, behaviour or business activities by those entities fell below community standards and expectations. The...

Report

The Government response to the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry
4 Feb 2019
45

The Federal Treasurer, Josh Frydenberg, has released this Australian government’s response to the Royal Commission.

Commentary

1 Feb 2019
16

Australia has a rare opportunity to secure a common approach to family violence as part of the response to the banking royal commission. Our financial institutions should embrace it.

Report

10 Jan 2019
200

This report assesses the efficiency and competitiveness of Australia’s superannuation system and whether better ways to allocate defaults are needed.

Report

21 Dec 2018
10

The trillions of dollars needed to secure the sustainable, climate-compatible pathway outlined in the 2015 Paris Agreement have focused attention on private finance and investment.

Editor's note:

This is one of four background papers feeding into a synthesis paper entitled The role...

Report

11 Dec 2018
20

The opaque and discretionary pricing of residential mortgages by banks makes it difficult and time consuming for borrowers to shop around and stifles price competition, this report by the ACCC has found.

Report

5 Dec 2018
37

This report covers phase one of the Access to Justice inquiry. In this phase, 1,600 businesses across Australia were surveyed in order to gain an understanding of where small businesses go for advice and, when they escalate a dispute, what pathways they choose.

Commentary

27 Nov 2018
16

There are practical steps we can take right now to fix the banks. History suggests they'll never do it left to themselves.

Report

15 Nov 2018
27

This report focuses on a number of key issues in the current consumer protection system. The list of key issues is not intended to be comprehensive; rather, the report provides a 'snapshot' of concerns raised in evidence about consumer protections, or the lack thereof, in...

Technical report

14 Nov 2018
12

This technical paper, requested by the Royal Commission, examines aspects of the regulation of financial product and service providers in the United Kingdom, the Netherlands, New Zealand and the United States.

Report

7 Nov 2018
24

This research paper argues that any proposed policy action to manage conflicts of interest should ideally undergo further testing in the field in which it will be implemented to assess the likely real-world impact. This would improve the design of the policy and monitor the...

Overview

 

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