Financial services industry


15 Mar 2019

Josh Frydenberg wants to leave mortgage broker commissions unchanged for three years. It's hard to see why.

Briefing paper

5 Mar 2019

Proposed changes to Australia’s export credit agency, Efic, pose serious financial, environmental and diplomatic risks. They should not be rushed through and must be subject to close scrutiny, writes Tom Swann.


28 Feb 2019

APRA undertakes a program of regular policy review to ensure that the regulatory framework on which its prudential supervision is based remains fit for purpose. This paper sets out APRA's policy agenda for the next 12 to 18 months.


27 Feb 2019

Global capital is fleeing the thermal coal sector, according to this report which calculates that today, over 100 globally significant financial institutions have divested from thermal coal, including 40% of the top 40 global banks and 20 globally significant insurers.


22 Feb 2019

The intractable maths of low income earners' family budgets pushes them towards the marginal credit products such as payday loans, consumer leases and debt management firms. This report argues that government can and should improve the terms under which these products are offered.


21 Feb 2019

This paper argues that at this precarious stage in our planet and our society's health and well-being, and to ensure corporate sustainability, corporate social responsibility (CSR) reporting should be a standardized and mandatory reporting system.


19 Feb 2019

ASIC has provided this update on its planned actions in relation to the recommendations of the report of the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry.


12 Feb 2019

The committee reports on the fourth round of hearings, held in October 2018, which focused on the major banks' responses to the interim report of the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry.


6 Feb 2019

Kenneth Hayne has shown the way ahead for government, regulators and the banks themselves, writes Tim Colebatch.


4 Feb 2019

The central task of the Royal Commission was to inquire into and report on whether any conduct of financial services entities might have amounted to misconduct and whether any conduct, practices, behaviour or business activities by those entities fell below community standards and expectations. The...


The Government response to the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry
4 Feb 2019

The Federal Treasurer, Josh Frydenberg, has released this Australian government’s response to the Royal Commission.


1 Feb 2019

Australia has a rare opportunity to secure a common approach to family violence as part of the response to the banking royal commission. Our financial institutions should embrace it.


10 Jan 2019

This report assesses the efficiency and competitiveness of Australia’s superannuation system and whether better ways to allocate defaults are needed.


21 Dec 2018

The trillions of dollars needed to secure the sustainable, climate-compatible pathway outlined in the 2015 Paris Agreement have focused attention on private finance and investment.

Editor's note:

This is one of four background papers feeding into a synthesis paper entitled The role...


11 Dec 2018

The opaque and discretionary pricing of residential mortgages by banks makes it difficult and time consuming for borrowers to shop around and stifles price competition, this report by the ACCC has found.


5 Dec 2018

This report covers phase one of the Access to Justice inquiry. In this phase, 1,600 businesses across Australia were surveyed in order to gain an understanding of where small businesses go for advice and, when they escalate a dispute, what pathways they choose.


27 Nov 2018

There are practical steps we can take right now to fix the banks. History suggests they'll never do it left to themselves.


15 Nov 2018

This report focuses on a number of key issues in the current consumer protection system. The list of key issues is not intended to be comprehensive; rather, the report provides a 'snapshot' of concerns raised in evidence about consumer protections, or the lack thereof, in...

Technical report

14 Nov 2018

This technical paper, requested by the Royal Commission, examines aspects of the regulation of financial product and service providers in the United Kingdom, the Netherlands, New Zealand and the United States.


7 Nov 2018

This research paper argues that any proposed policy action to manage conflicts of interest should ideally undergo further testing in the field in which it will be implemented to assess the likely real-world impact. This would improve the design of the policy and monitor the...



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