An increasing number of older Australians are living in share housing. A relatively new group to emerge on the share-housing scene, they are choosing to share for financial reasons, but finding unexpected social benefits.
Share housing has traditionally been associated with student housing and...
Some Australian workers are forced into early retirement as a result of unforeseen illnesses. For these Australians, early retirement decreases their superannuation balances, their long-term wealth and the quality of their retirement over the long-term.
A stochastic life-cycle model is used in this report to examine the implications for Australian retirees of full access to dividend imputation credits. We find that the availability of imputation credits can justify a significant bias towards Australian equities in retirement portfolios, largely at the...
This document outlines the issues facing older women living in housing insecurity or homelessness and identifies needed changes to policies and programs.
In this government response document, the Australian government asserts that it is committed to women’s economic empowerment by ensuring workplace diversity and flexibility, flexible and affordable child care, increasing the incentives for women to work, and getting women into the jobs of the future.
This research is the final report of the AHURI inquiry into ‘Pathways to Housing Tax Reform in Australia.’ It features real-world modelling and implementation time frames to steer tax settings that progress the efficiency, equity and sustainability of housing tax policy, and also presents meaningful,...
This report examines how the rules embedded in the tax and transfer system, especially in relation to the age pension, may impact on household choices.
This report focused on the attitudes of New Zealanders and Australians to the challenges posed by an ageing population and the degree of support for a range of changes to retirement incomes policies.
This fact sheet examines some of the most notable ageing indices, their stated purposes, methodologies and results.
This report from the Centre for Future Work simulates the impacts of eight specific wage suppression strategies on workers’ superannuation balances – ranging from temporary wage freezes, to wage caps, to more dramatic actions.
Presents the outcomes of a forum of resident advocacy groups, universities, industry, ombudsman schemes, government agencies and regulators on the future of retirement housing regulation in Victoria.
This new research shows that women’s average superannuation balances at retirement are less than half of men’s.
This report reviews both the minimum withdrawal amounts for account-based pensions and the regulatory barriers currently restricting ‘the availability of relevant and appropriate income stream products in the Australian market’.
A recent report by the Australian Institute of Superannuation Trustees raised concerns about the erosion of retirement income by ongoing rental or mortgage payments.
The report by the Australian Institute of Superannuation Trustees is timely, given the Australian aged pension system is predicated on...
An efficient superannuation system is critical to help Australia meet the economic and fiscal challenges of an ageing population. The superannuation system has accumulated over $2 trillion in assets. Given the system’s size and growth, the system is of central importance to funding the economy...
Australia’s retirement income system has long implicitly taken it for granted that the vast majority of retired people will have very low housing costs – in turn reflecting a presumption that most of them will own their own homes, and will have fully paid down...
The Victorian government’s announcement of an early retirement scheme aimed at redeploying some workers (losing their jobs due to the Hazelwood power station closure) to another power generator in the Latrobe Valley has been welcomed in many quarters. It is considered smart politics and policy,...
Morning Report put together a panel of under 45s to talk about the new policy to increase the age of entitlement for the pension from 65 to 67.
On the panel: Maori political commentator Morgan Godfrey (25), political blogger and director at Piko Consulting...
Victoria’s population is ageing and causing significant growth in demand for retirement housing. At the same time, residents have heightened expectations about the services that will be delivered.
This creates a range of challenges for government and industry, and also prompted significant public interest...
New research suggests older Australians may be heading into retirement with a much bigger nest egg than commonly thought.
The report, by investment management firm Challenger, finds average household super wealth for those nearing retirement is close to $500,000. Given we're also living longer...