The financial services industry is in the midst of a significant transformation. Payments are becoming increasingly cashless, and the industry’s role in fostering inclusion has become a significant priority. This report explores how the industry will respond to these trends.

This report argues that shaping the transition to an increasingly digital economy to deliver economic justice will require continued access to cash, alongside improved access to digital financial services that work for everyone.

The objective of the audit was to assess whether the Royal Australian Mint’s strategies for addressing the impacts of declining demand for Australian circulating coins are appropriate and effective.