Camilla Hughes


Pay day lending in Tasmania

This report explores one aspect of the consumer credit sector: payday loans. Payday loans are a ‘fringe’ credit product, operating outside the mainstream credit sector. In this report they are defined as loans that are small (no more than $1,000 but typically less than $250)...

Caught in the safety net: the costs of Centrelink debt recovery and prosecution

This report looks at the experiences of Tasmanian Centrelink customers who are in debt to Centrelink. It provides an overview of one state’s experience of a decade of changes in social security law, declining legal aid funding and mounting social and economic pressures – such...