Over the past twelve months, work has been underway across government and key sector representatives to progress the ambitious reforms recommended by the Royal Commission into Family Violence. The information in this document sets out some of the key achievements over the past year.

Reforms are being introduced to improve the efficiency and level of competition in consumer lending, with a goal of driving better pricing, enhanced access to finance and new products and services.

This background paper provides an overview of consumer credit protection law and regulation in Australia and an analysis of the interaction between the regimes.

This background paper provides information about car financing in Australia, including the range of participants and their relationship to car dealers, the relative market share of various participants, the size of the sector and the profitability of the sector.

This background paper provides information about two particular industry participants in the Australian mortgage broking market, mortgage brokers and mortgage aggregators, some features of the Australian mortgage broking industry and the main services provided by mortgage brokers and mortgage aggregators.