This paper considers the superannuation system from the consumer (or member) perspective, discussing how a consumer enters the superannuation market, interacts with superannuation fund trustees and accesses their superannuation at retirement.

This paper provides context for Aboriginal and Torres Strait Islander consumers’ interactions with banking and financial services, especially in remote areas across Australia. It also provides background information and detail on Australian government policies and programs relating to Indigenous Australians.

This paper provides information on the interactions of Aboriginal and Torres Strait Islander people with financial institutions, including banks, insurers and superannuation funds.

This paper was prepared in response to a request made by the Royal Commission.The issue of natural disaster insurance has been examined extensively in a series of inquiries in recent years. The matters that have been subject to scrutiny fall into two broad (and somewhat overlapping) categories: availability and affordability of natural disaster insurance, and...

The Department of Agriculture and Water Resources welcomes the opportunity to provide this background paper. The requested focus of this background paper is on key reforms (legislative, regulatory or policy developments) over the past ten years, and any anticipated reforms, relevant to farm finance issues.