This paper discusses access to, and use of, financial services by those in regional and remote areas and challenges people may face when accessing financial services.

It is estimated that more than 70% of the detached single-family houses in Poland (3.6 million) have no, or inadequate, thermal insulation. Heating technology is outdated and the most frequently used fuel is coal, burned in old coal-fired boilers, largely contributing to air pollution.

The function of insurance in our community is highlighted in Australian natural disasters. Insurance in natural disasters has been in sharp focus since at least 2010. The variety, frequency, severity of natural disasters and catastrophes in Australia create unique challenges for the community, policyowners and insurers.

The aim of the paper is to give the reader a guide to the law, regulation and practices in general insurance in Australia. It is a large topic. The importance of regulation in the work of the Commission means that the part dealing with regulation is much longer than the others.

This paper outlines some of the critical issues to consider when enhancing violence prevention through WPS in the form of preventing and countering violent extremism (P/CVE).