Report
Insurance catastrophe resilience report 2024–25
This report provides data on the cost of extreme weather over the past 12 months in Australia. It highlights policy recommendations that will help Australia adapt to climate risks including defending critical infrastructure, better land use planning and improving building resilience. It finds the gap between those with adequate insurance and those without is widening.
Report
Home Guarantee Scheme expansion: implications for first home buyers and lenders mortgage insurance
This report assesses the impacts of the Australian Government's proposed Home Guarantee Scheme expansion. It finds that the expansion will increase house prices, make it harder for lower income earners to enter the housing market, and have a negligible impact on home ownership rates. It provides six recommendations, calling for the scheme to have comprehensive...
Strategy
General insurance industry action plan
The action plan outlines the insurance industry’s position on the remaining recommendations from the Parliamentary Flood Inquiry and the independent review of the industry’s Code of Practice. The plan provides seven areas of focus and key commitments, and responds to the Parliamentary inquiries into floods, the impact of climate risk on premiums and financial abuse.
Report
Insurance catastrophe resilience report 2023-24
This report shows that the impact of extreme weather on the Australian economy has more than tripled over the last three decades. The report urges governments to increase investment in resilience, prevent development of homes in high-risk locations and reform unfair state taxes on insurance products.