The explosion of new technology and virtual currencies is changing where, when and how people and business exchange value. The report also demonstrates that while the future of payments is uncertain, the availability of internet connectivity and the mass adoption of mobile devices will impact the payments industry and incumbent payments providers. The phenomenal uptake...

Hyper-hybrid clouds are an advanced form of cloud services in the early stages of adoption, but the approach is rapidly becoming the norm for cloud services architecture. A hybrid cloud is a cloud that works across different environments where you have services from vendor clouds working directly with clouds inside of an organization, thus forming...

The objective of this study is to identify ‘Fundamental Services’ in the context of new "Universal or Global" SOA approaches to the provision of eGovernment services. The key questions which it addresses are: at which level of granularity can ‘Fundamental Services’ be defined? Which ones have the highest potential for reuse? And what are the...

To better understand the growing impact of mobile devices in the retail sector, Deloitte recently conducted an in-depth study asking consumers how they’re currently using their smartphones for shopping, and how they are likely to use them in the future. This report summaries the findings.

The Web is transforming how organisations conduct business, ranging from improving efficiency to creating new, innovative products and services—all with an eye toward improving the bottom line. Adoption of sustainability may be following a similar path. At first, organizations were just trying to be good corporate citizens, focusing on energy conservation and offering “green” products...