Explores what has driven rising wages growth, why the gains were more fairly distributed, why it’s come to a halt, and what we can do about it.

This paper recommends a government reimbursement scheme for home retrofits. Executive summary This is a paper about older Australians and their homes. Homes are bricks and mortar and more. What they are and what they represent is not sufficiently captured by the labels “primary residence” or “owner-occupied dwellings.” It is only when we understand this...

Introduction The history of Australia over the last 200 years is one of immigration, the story of millions of people leaving their homes to build a new life in another part of the world. Through waves of immigration over 200 years, Australia has evolved into a successful, modern multicultural democracy.

Humanity is ageing rapidly and is doing so at a far greater rate than at any time in history. Until this century, wars and disease caused many early deaths but thankfully the world has largely left these tragedies in the past. Yet we are now faced with a challenge to create a society that embraces...

This paper argues that Australia's current retirement income system is inadequate for meeting the longevity challenge, does not allow people to sufficiently manage longevity risk, and promotes financial inequality.