Australian Centre for Financial Studies

Working paper

A question of trust: post-truth paradigms and the challenge to financial regulation

This resource provides an extended analysis of proposed changes to the Australian Bankers Association Code of Conduct. It argues that despite rhetorical commitment to a social licence to operate, the lack of an explicit normative dimension undermines authority and legitimacy.

Cultivating growth: the 2nd Asia Pacific alternative finance industry report

This study reveals that Australia's US$610 million alternative finance market, including peer-to-peer lending and crowd-funding, has grown 53% over the past twelve months, to become the second largest market in the region.

The long boom: what China’s rebalancing means for Australia’s future

Australia’s services sector may be the largest beneficiary of China’s rebalancing in the future, according to a new research report prepared by Australian Centre for Financial Studies for the Australia China Business Council and ShineWing Australia. China is Australia’s largest two-way trading partner, and by...

Superannuation in the post-retirement phase: the search for a comprehensive income product for retirement

The Australian superannuation system will not reach maturity until the mid-2030s, when those on the point of retirement will have enjoyed the benefits of compulsory superannuation savings for their full working lives. Until very recently, the focus in superannuation has been on the Accumulation phase...

Expenditure patterns in retirement

Providing retirement income for the healthiest, wealthiest and largest demographic to ever reach retirement in Australia is a topic of increasing interest and debate.