Nicola Howell

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Briefing paper

Credit for small business - an overview of Australian law regulating small business loans: background paper 10

The scope of this paper is limited to small business credit in the form of loans, both secured and unsecured. It does not consider other banking facilities, financial products or financial services. It is intended to provide an overview of the relevant issues, and does...

Coming to grips with credit contracts: steps to protect vulnerable borrowers

Researchers from the Brotherhood of St Laurence and from Griffith University law school sought the views of low-income people about credit regulations, focusing on disclosure and the safety net provisions in the Uniform Consumer Credit Code (UCCC). They found that current pre-contractual disclosure documents did...