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Rodney Maddock


The super challenge of retirement income policy

Examines the economic impacts of Australia's ageing population and decreasing housing affordability. Executive Summary Australia’s three-pillar approach to retirement income is internationally well regarded. However, many Australians currently approaching retirement face potential poverty, especially if they do not own their own homes. Australia’s aged dependency...
Working paper

Regulation, competition and banking markets

Banks use a mix of wholesale and deposit funds to finance lending. If a country is a net importer of wholesale funds, then a financial crisis in a foreign country can 'infect' the banking system by raising the cost of wholesale funds. Indeed, countries such...