This third paper in the 'Financial Lives in Uncertain Times' series explores trends in financial wellbeing during the fleeting period of recovery between the pandemic-related lockdowns of 2020 and 2021.

This document explores ‘what does it mean to thrive?' for people with a lived experience of financial hardship.

From April to September 2020, Good Shepherd commissioned Roy Morgan to investigate a group of working Australians that they have termed the ‘new vulnerable’. This report provides in-depth analysis of these people, and their experience of navigating support systems to address their needs arising from financial stress.

The COVID-19 pandemic has been challenging - with young people particularly affected. For policy-makers to get to grips with what appears to be a cost of living crisis for young people, this report recommends that the UK government makes tackling this issue an urgent priority.

This policy paper outlines how economic insecurity, unemployment, or concern about becoming unemployed, are key drivers of mental distress for all Australians.